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Shocking news for retirees in uk - Page 8

Andy999

Posted: Fri Oct 16, 2020 10:16am

Andy999

Original Poster

Posts: 150

43 helpful points

Joined: 30 Sep 2018

Posted: Fri Oct 16, 2020 10:16am

DarioMartin wrote on Fri Oct 16, 2020 8:56am:

The reason for the high amount is because a Non Lucrative visa does not allow a person to work and bring in income that way to meet any unforeseen living expenses - hence “non-lucrative” so the amount required is to ensure the applicant can support themselves whilst here.

So really not many people will be able to retire under 67 . Even if they have plenty savings and an occupational pension like myself . Taking no account of what they pay out . Ie mortgage , car loans , credit cards etc . We have none of those , yet still we lose out . Brexit voters are selfish and very short sighted . They have ruined our life time dreams of living abroad . Many others will be in the same boat too !

Disgusting ! Thanks a lot ! For what ? 

DarioMartin

Posted: Fri Oct 16, 2020 10:51am

DarioMartin

Legendary helpful member

Posts: 5408

6459 helpful points

Location: Vera

Joined: 16 Aug 2017

Posted: Fri Oct 16, 2020 10:51am

Andy999 wrote on Fri Oct 16, 2020 10:16am:

So really not many people will be able to retire under 67 . Even if they have plenty savings and an occupational pension like myself . Taking no account of what they pay out . Ie mortgage , car loans , credit cards etc . We have none of those , yet still we lose out . Brexit voters are selfish an...

...d very short sighted . They have ruined our life time dreams of living abroad . Many others will be in the same boat too !

Disgusting ! Thanks a lot ! For what ? 

It sounds trite but - I really am sorry for the dream crumbling.  Perhaps in the future you’ll have a government that isn’t insane and full of its own bullsh*t and just perhaps such a government can negotiate further on movement of its citizens within the EU, but certainly not in the short term.  Britain is a Third Country and unless there is some major shift in attitude - from both sides - will remain so.

EDIT:  On the back of talking about not being able to work with a Non-Lucrative visa, I found the following information on what is required to obtain a work visa, which would also allow long-term residency:-

Spain is an enticing country to live in. Unsurprisingly, thousands of people apply for jobs in Spain and many make the move each year. Non-EU citizens need a Spanish Work Visa to be able to legally start work.

What is a Work Visa?

Workers who are not from EU countries need to obtain a Work Visa to be able to live and work in Spain. Without a Work Visa a company cannot legally employ non-EU citizens.

There are various types of Work Visas for Spain for different types of jobs and for different lengths of employment. Some of the most common types of work visas are:

  • Long-term Work Visas
  • Seasonal Work Visas
  • Au Pair Visas
  • EU Blue Card
The three that will most likely be attempted are the following:

Work as an Employee (Highly-skilled)

To work in Spain as a highly-skilled employee, non-EU citizens need to find a job which is listed as a ‘Shortage Occupation’. This is a job for which there is a lack of suitable candidates within the EU. The employer must then request a Work Visa from the Ministry of Labour.

Work permit applications can take up to 8 months to process so forward planning is needed. Once the Ministry of Labour has approved the application, the embassy or consulate issue the work and residence visa.

 (HERE IS A LINK TO CURRENT SHORTAGE OCCUPATIONS IN SPAIN)

Self-employed and Freelance Workers

To work in Spain as a freelance, it is necessary to apply for a Work Visa at a Spanish consulate or embassy. The work visas are valid for one year but can be renewed if all the conditions are still met. The required documentation includes:

  • Proof of sufficient finances to support yourself
  • Proof of relevant skills and experience
  • A business plan (if applicable)
  • Any contracts or commissions from companies
  • Any required licences or registrations (industry or job-specific)

EU Blue Card

The EU Blue Card is for people who spent at least 3 years completing a higher education qualification which allows them to work as a skilled professional. People who have a minimum of 5 years’ professional experience at a high level are also eligible. The employer submits the application on the behalf of the applicant.

A work contract that includes a salary which is at least 50% more than the average wage in Spain (or at least 20% more if the skills are in demand) is a requirement. Once approved, the worker also needs to apply for a visa from a Spanish embassy or consulate in their home country. Blue cards are valid for one year but can be renewed as long as the conditions are still met.


Still not great news I'm afraid, as the conditions again are quite difficult to meet in a lot of instances, but as I've said before, a TEFL qualification stands you in good stead, because native English Language speakers with teaching qualifications are oftenb sought after.

Bess

Posted: Fri Oct 16, 2020 12:02pm

Bess

Helpful member

Posts: 226

213 helpful points

Location: Huércal-Overa

Joined: 18 Mar 2018

Posted: Fri Oct 16, 2020 12:02pm

Andy999 wrote on Fri Oct 16, 2020 10:16am:

So really not many people will be able to retire under 67 . Even if they have plenty savings and an occupational pension like myself . Taking no account of what they pay out . Ie mortgage , car loans , credit cards etc . We have none of those , yet still we lose out . Brexit voters are selfish an...

...d very short sighted . They have ruined our life time dreams of living abroad . Many others will be in the same boat too !

Disgusting ! Thanks a lot ! For what ? 

Possibly 'Brexit voters' voted for what in their view are the best interests of Britain, the best interests of those who have 'spent their life in dreaming of living abroad' was not their priority?

DarioMartin

Posted: Fri Oct 16, 2020 12:13pm

DarioMartin

Legendary helpful member

Posts: 5408

6459 helpful points

Location: Vera

Joined: 16 Aug 2017

Posted: Fri Oct 16, 2020 12:13pm

Bess wrote on Fri Oct 16, 2020 12:02pm:

Possibly 'Brexit voters' voted for what in their view are the best interests of Britain, the best interests of those who have 'spent their life in dreaming of living abroad' was not their priority?

I must admit I fail to see how the Pound falling, economy failing, rising food prices, greater unemployment, less trained medical staff and likely massive tailbacks of up to 7000 lorries in Kent is in the "best interests of Britain" .... still .....

chrisso50

Posted: Fri Oct 16, 2020 12:26pm

chrisso50

Super helpful member

Posts: 1111

1342 helpful points

Location: Roquetas de Mar

Joined: 23 Jul 2018

Posted: Fri Oct 16, 2020 12:26pm

DarioMartin wrote on Fri Oct 16, 2020 10:51am:

It sounds trite but - I really am sorry for the dream crumbling.  Perhaps in the future you’ll have a government that isn’t insane and full of its own bullsh*t and just perhaps such a government can negotiate further on movement of its citizens within the EU, but certainly not in the sho...

...rt term.  Britain is a Third Country and unless there is some major shift in attitude - from both sides - will remain so.

EDIT:  On the back of talking about not being able to work with a Non-Lucrative visa, I found the following information on what is required to obtain a work visa, which would also allow long-term residency:-

Spain is an enticing country to live in. Unsurprisingly, thousands of people apply for jobs in Spain and many make the move each year. Non-EU citizens need a Spanish Work Visa to be able to legally start work.

What is a Work Visa?

Workers who are not from EU countries need to obtain a Work Visa to be able to live and work in Spain. Without a Work Visa a company cannot legally employ non-EU citizens.

There are various types of Work Visas for Spain for different types of jobs and for different lengths of employment. Some of the most common types of work visas are:

Long-term Work VisasSeasonal Work VisasAu Pair VisasEU Blue CardThe three that will most likely be attempted are the following:

Work as an Employee (Highly-skilled)

To work in Spain as a highly-skilled employee, non-EU citizens need to find a job which is listed as a ‘Shortage Occupation’. This is a job for which there is a lack of suitable candidates within the EU. The employer must then request a Work Visa from the Ministry of Labour.

Work permit applications can take up to 8 months to process so forward planning is needed. Once the Ministry of Labour has approved the application, the embassy or consulate issue the work and residence visa.

 (HERE IS A LINK TO CURRENT SHORTAGE OCCUPATIONS IN SPAIN)

Self-employed and Freelance Workers

To work in Spain as a freelance, it is necessary to apply for a Work Visa at a Spanish consulate or embassy. The work visas are valid for one year but can be renewed if all the conditions are still met. The required documentation includes:

Proof of sufficient finances to support yourselfProof of relevant skills and experienceA business plan (if applicable)Any contracts or commissions from companiesAny required licences or registrations (industry or job-specific)

EU Blue Card

The EU Blue Card is for people who spent at least 3 years completing a higher education qualification which allows them to work as a skilled professional. People who have a minimum of 5 years’ professional experience at a high level are also eligible. The employer submits the application on the behalf of the applicant.

A work contract that includes a salary which is at least 50% more than the average wage in Spain (or at least 20% more if the skills are in demand) is a requirement. Once approved, the worker also needs to apply for a visa from a Spanish embassy or consulate in their home country. Blue cards are valid for one year but can be renewed as long as the conditions are still met.


Still not great news I'm afraid, as the conditions again are quite difficult to meet in a lot of instances, but as I've said before, a TEFL qualification stands you in good stead, because native English Language speakers with teaching qualifications are oftenb sought after.

Loved that bit -

Work permit applications can take up to 8 months to process...”

Why!!!?

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chrisso50

Posted: Fri Oct 16, 2020 12:29pm

chrisso50

Super helpful member

Posts: 1111

1342 helpful points

Location: Roquetas de Mar

Joined: 23 Jul 2018

Posted: Fri Oct 16, 2020 12:29pm

Bess wrote on Fri Oct 16, 2020 12:02pm:

Possibly 'Brexit voters' voted for what in their view are the best interests of Britain, the best interests of those who have 'spent their life in dreaming of living abroad' was not their priority?

Indeed. They wanted to keep out foreigners, not go and live with them! My dad voted for Brexit, he’s now 93. Because of the vote I ceased working in the U.K. and came to Spain three years earlier than we would have done. And because of Covid we now have limited opportunity to see family in the U.K.

Chris

maxchef

Posted: Fri Oct 16, 2020 12:32pm

maxchef

Helpful member

Posts: 156

113 helpful points

Location: Albox

Joined: 12 May 2020

Posted: Fri Oct 16, 2020 12:32pm

chrisso50 wrote on Fri Oct 16, 2020 12:34am:

Correct. The U.K. state pension is one of the lowest in Europe. I don’t think it is feasible to live in Spain on just the state pension. Indeed most people living in the U.K. can’t do so and rely on a pension credit top up  - which cannot be paid to you here in Spain. So any pensioner li...

...ving here requires an additional occupational pension.

Chris

if you cant live on a state pension in these parts then its time to go back to the UK and pay the disgusting costs there 

if you have no morgage and no debt , you can live very well indeed ,  bye the way we are not of retirement age as yet, we do have private pensions plus we top up from our savings every month, but when we do get to retirement age we will have more money than you can shake a stick at to live in luxury here 

maybe we are easily pleased i dont know, i know one thing unless there is a wedding or funeral in the UK of some one we like we wont step back on British soil again  

DarioMartin

Posted: Fri Oct 16, 2020 12:36pm

DarioMartin

Legendary helpful member

Posts: 5408

6459 helpful points

Location: Vera

Joined: 16 Aug 2017

Posted: Fri Oct 16, 2020 12:36pm

chrisso50 wrote on Fri Oct 16, 2020 12:26pm:

Loved that bit -

“Work permit applications can take up to 8 months to process...”

Why!!!?

Hehe yes - I found that a bit amusing as well... Spanish bureaucracy?

If it interests you, I have put together info about the 4 most likely Visa Classes used (Golden Visa / Non-lucrative / Work / Study) into one post and put it here in a Guide to Visas for long term residency after 31/12/2020

Andy999

Posted: Fri Oct 16, 2020 12:43pm

Andy999

Original Poster

Posts: 150

43 helpful points

Joined: 30 Sep 2018

Posted: Fri Oct 16, 2020 12:43pm

maxchef wrote on Fri Oct 16, 2020 12:32pm:

if you cant live on a state pension in these parts then its time to go back to the UK and pay the disgusting costs there 

if you have no morgage and no debt , you can live very well indeed ,  bye the way we are not of retirement age as yet, we do have private pensions plus we top up from our savings every month, but when we do get to retirement age we will have more money than you can shake a stick at to live i...

...n luxury here 

maybe we are easily pleased i dont know, i know one thing unless there is a wedding or funeral in the UK of some one we like we wont step back on British soil again  

Exactly my point . We are fully self sufficient . Never claimed a penny in my life from the uk , unlike many spongers do. Always worked from the age of 16 , both my wife and I .

I hate the uk rat race . Hence why I want to move to spain . Like you, I be well off when I get to the state pension age, although I’m not rushing to reach that age . Probably be 85 anyway when you can retire if it’s anything to do with the tories .

maxchef

Posted: Fri Oct 16, 2020 2:48pm

maxchef

Helpful member

Posts: 156

113 helpful points

Location: Albox

Joined: 12 May 2020

Posted: Fri Oct 16, 2020 2:48pm

Andy999 wrote on Fri Oct 16, 2020 12:43pm:

Exactly my point . We are fully self sufficient . Never claimed a penny in my life from the uk , unlike many spongers do. Always worked from the age of 16 , both my wife and I .

I hate the uk rat race . Hence why I want to move to spain . Like you, I be well off when I get to the state pension age, although I’m not rushing to reach that age . Probably be 85 anyway when you can retire if it’s anything to do with the tories ....

...

we are so lucky we have our green card resenencia , if this had happened 4 years ago then our dream of 10 years ( from 45) would have been shattered, dont get me wrong we would still have went some where else as the so called UK rape your take home pay plus the  NI rate they hump you for THEN tax you to death on every other thing that you buy it was worked out a few years back that after paying your PAYE and NI out of each pound you had left in your pocket you actually only had .31 pence left as you pay tax on everything else you buy

like yourself i started work at 16,12 if you talk about milk rounds and delivering papers 6 days a week, but after 39 years of paying the UK their more than a pound of flesh , they disown you as soon as you leave the UK

we pay our taxes to the Spanish Goverment and are happy to do so after all we live here and it is now our home 

we are so lucky we came here 4 years ago as i have said 

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