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Do all banks in Spain have maintenance charges? - Page 2

marion389

Posted: Wed Jul 8, 2020 7:34pm

marion389

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Posts: 242

176 helpful points

Joined: 23 Nov 2015

Posted: Wed Jul 8, 2020 7:34pm

MaggieB wrote on Wed Jul 8, 2020 5:58pm:

That sounds great.  Thank you.   We are coming out to rent mid august whilst we have a good look around before buying, all being well.

Good luck to you in finding your dream home. 

Regnow

Posted: Thu Jul 9, 2020 9:08am

Posts: 7

Location: Palomares

Joined: 26 Jun 2018

Posted: Thu Jul 9, 2020 9:08am

Hi, the Wefferent account sounds great. Just one question do Cajamar swap your direct debits for you as a UK bank would or do you need to reset them up yourself?

Thanks

marion389

Posted: Thu Jul 9, 2020 10:19am

marion389

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Posts: 242

176 helpful points

Joined: 23 Nov 2015

Posted: Thu Jul 9, 2020 10:19am

Regnow wrote on Thu Jul 9, 2020 9:08am:

Hi, the Wefferent account sounds great. Just one question do Cajamar swap your direct debits for you as a UK bank would or do you need to reset them up yourself?

Thanks

The adviser in our Cajamar bank changed them to come out of the Wefferent account for us. Any new ones I've done myself online. 

Regnow

Posted: Thu Jul 9, 2020 10:40am

Posts: 7

Location: Palomares

Joined: 26 Jun 2018

Posted: Thu Jul 9, 2020 10:40am

marion389 wrote on Thu Jul 9, 2020 10:19am:

The adviser in our Cajamar bank changed them to come out of the Wefferent account for us. Any new ones I've done myself online. 

Great, thanks for the advice, would we have to pay a certain amount into the account every month to qualify for the free account?

MaggieB

Posted: Thu Jul 9, 2020 11:02am

MaggieB

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Posts: 308

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Joined: 10 May 2020

Posted: Thu Jul 9, 2020 11:02am

marion389 wrote on Wed Jul 8, 2020 7:34pm:

Good luck to you in finding your dream home. 

Thank you Marion.   It all feels very stressful at the moment.  Will feel happier once arrive in spain.  Looking forward to exploring all of the lovely areas.

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marion389

Posted: Thu Jul 9, 2020 11:19am

marion389

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Posts: 242

176 helpful points

Joined: 23 Nov 2015

Posted: Thu Jul 9, 2020 11:19am

Regnow wrote on Thu Jul 9, 2020 10:40am:

Great, thanks for the advice, would we have to pay a certain amount into the account every month to qualify for the free account?

I have a small pension of £49 paid on monthly, but it's not necessary. Here's a link for you, which is helpful. It does say you can apply on line, but if you're hesitant then a Cajamar adviser can help you. 

There's a very helpful English adviser in the Cajamar in Palomares. 

https://www.cajamar.es/en/particulares/productos-y-servicios/ahorro-e-inversion/cuentas-a-la-vista/pack-wefferent/

marion389

Posted: Thu Jul 9, 2020 11:21am

marion389

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Posts: 242

176 helpful points

Joined: 23 Nov 2015

Posted: Thu Jul 9, 2020 11:21am

MaggieB wrote on Thu Jul 9, 2020 11:02am:

Thank you Marion.   It all feels very stressful at the moment.  Will feel happier once arrive in spain.  Looking forward to exploring all of the lovely areas.

You have Cuevas del Almanzora as your location. We live in Los Lobos and Cuevas is our main shopping town. Perhaps we could meet up? 

Regnow

Posted: Thu Jul 9, 2020 2:27pm

Posts: 7

Location: Palomares

Joined: 26 Jun 2018

Posted: Thu Jul 9, 2020 2:27pm

marion389 wrote on Thu Jul 9, 2020 11:19am:

I have a small pension of £49 paid on monthly, but it's not necessary. Here's a link for you, which is helpful. It does say you can apply on line, but if you're hesitant then a Cajamar adviser can help you. 

There's a very helpful English adviser in the Cajamar in Palomares. 

https://www.cajamar.es/en/particulares/productos-y-servicios/ahorro-e-inversion/cuentas-a-la-vista/pack-wefferent/

Many thanks for the advice Marion, we'll certainly be changing from Sabadell.

Jacklynne57

Posted: Fri Jul 10, 2020 2:50pm

Posts: 51

7 helpful points

Joined: 9 Mar 2020

Posted: Fri Jul 10, 2020 2:50pm

MaggieB wrote on Wed Jul 8, 2020 5:58pm:

That sounds great.  Thank you.   We are coming out to rent mid august whilst we have a good look around before buying, all being well.

I'm coming out in September, anyone have experience of IberCaja? + or -? Used them last year when I was in Mojacar and found them helpful but didn't open an account there.

Berny115

Posted: Sun Feb 14, 2021 11:29am

Posts: 25

16 helpful points

Location: Alicún

Joined: 9 Oct 2020

Posted: Sun Feb 14, 2021 11:29am

DarioMartin wrote on Mon Jul 6, 2020 11:23pm:

I bank with Sabadell and have done since 2014; I have their expansión account which requires a total of 700€ deposited each month; that gives completely fee-free banking.  I have not paid one céntimo in maintenance, card or other fees since 2014

Hi Dario,

Very interesting your post. I am in the same situation than you. I transfer money from Uk every month. However, now with UK out of the EU, Sabadell Started to charge me a commission fee of €18 each month. Do you have same charge? Do you know any way to avoid that fee? Do you know if all the banks now charge this commission fee?


Thank you very much for your help

Bernarda

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