Posted: Sat Jan 23, 2021 10:19am
Off the original subject but just my last halfpenny's worth. Clive won't be the first or last person to come to Spain. On this forum there is much good advice from people who did it and thinking of doing it.
If I were to give two pieces of advice only (Jazus! Matt, you couldn't stop at two; if you stopped at only forty-two we'd all be happy!) these would be they:-
1. Don't sell your home in your mother country. Consider renting it out for income. If this means not buying but renting in Spain so be it. But, if you have your home in the UK as a place for a dignified retreat, then you can't do too much wrong.
2. You're going to buy a property in Spain so No. 1 doesn't apply. Employ a solicitor to act solely for you in the deal. Don't skimp by using the solicitor of the vendor or estate agent.
The following is just add-ons:-
1. Read through this forum and any others you can. You'll soon learn to seperate the chaff from the wheat. Ensure you don't keep the chaff. Take notes and keep them safely. Use a good size notebook and keep a pen handy. Your first page should be a SWOT analysis of your intentions. Write down Strengths, Weaknesses, Opportunities, Threats. Review these every day (yes, every day). You will add and subtract and re-add etc. But, keep these notes, they are yours and nobody else's. Scour the internet for places for sale in Spain. Remember just because they are on some real estate agent's books doesn't mean they are for sale. (You heard this here first and you'll save much time).
2. Take advice from your brother and his spouse/partner. They live in the Canaries - first mistake (my opinion only), but don't take my word as the true gospel. Don't give anybody exclusive rights to advise you. If you were Who-Wants-to-be-a-Millionaire, would you trust Jeremy Clarkson on the question for the million. I wouldn't trust him at the £100 stage.
3. Write down charges for moving furniture/electricals etc. Would you be better off selling them for anything you can get in the UK?
4. Try and rent off season wherever you intend to buy - not less than 5 weeks.