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Hi can anyone give me any info on health care /insurance, we are hopefully moving out before Dec 2020 and I belive we need our own medical insurance (if I'm correct)?, any ideas on costing of this and like I say any information on health care when we move will be greatly appreciated, Thankyou
Posted: Sun Apr 19, 2020 3:08pm
Hi Nicola, I am currently doing the same, I have had 2 quotes so far (for basic cover, not including dental cover) - one for 200, the other 220 euros So not much in it - that’s per month to cover both me (59) and my Hubbie (61) both in good health and non smokers. I can Let you have the details if you like.
debandrobin wrote on Sun Apr 19, 2020 3:08pm:
Hi Nicola, I am currently doing the same, I have had 2 quotes so far (for basic cover, not including dental cover) - one for 200, the other 220 euros So not much in it - that’s per month to cover both me (59) and my Hubbie (61) both in good health and non smokers. I can Let you have the details...
Read more...
... if you like.
Hello thank you for your reply, I'm 43 and my husband is 53, we are planning on moving before Dec if we can so do you know if it is essential to have this or would we qualify for Spanish health care, I've been reading so much and it's all got a bit confusing, many thanks
Nicola 44 wrote on Sun Apr 19, 2020 3:18pm:
Hello thank you for your reply, I'm 43 and my husband is 53, we are planning on moving before Dec if we can so do you know if it is essential to have this or would we qualify for Spanish health care, I've been reading so much and it's all got a bit confusing, many thanks
you will have to have private cover unless you are working in the Spanish system and contributing into the coffers. You will not be able to get residencia without medical cover and sufficient income to live on.
Alicia 11 wrote on Sun Apr 19, 2020 4:42pm:
you will have to have private cover unless you are working in the Spanish system and contributing into the coffers. You will not be able to get residencia without medical cover and sufficient income to live on.
Thank you for your reply, What as in our savings?
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Posted: Sun Apr 19, 2020 8:52pm
Legendary helpful member
With regards income, you need to be able to prove an annual average balance in a bank account, by means of certificate in Spanish of 9.050€ if a single person, or 5.300€ per person applying if a couple - this is good up to December. There has been much conversation about whether it’s income or average balance in Andalucia; I live in Vera and proved my financial means by average balance.
If you are working, I don’t believe there is a minimum amount required, as my wife obtained Residencia ahead of me and proved financial means by payment of autónomo and by being registered as a self-employed yoga teacher.
Healthcare is necessary to obtain Residencia and is achieved one of three ways:
1) by taking out private health cover
2) by being of pensionable age and supplying S1 form from DWP
3) by payment of autónomo (Spanish equivalent of National Insurance) either through employment on contract or by being self-employed.
After 1 years legal residence in Spain, if you cannot afford health cover and do not qualify as a pensioner, you can apply to go on Convenio Especial, however to have one years legal residence .... you must first have Residencia
DarioMartin wrote on Sun Apr 19, 2020 8:52pm:
With regards income, you need to be able to prove an annual average balance in a bank account, by means of certificate in Spanish of 9.050€ if a single person, or 5.300€ per person applying if a couple - this is good up to December. There has been much conversation about whether it’s ...
Read more...
...income or average balance in Andalucia; I live in Vera and proved my financial means by average balance.
If you are working, I don’t believe there is a minimum amount required, as my wife obtained Residencia ahead of me and proved financial means by payment of autónomo and by being registered as a self-employed yoga teacher.
Healthcare is necessary to obtain Residencia and is achieved one of three ways:
1) by taking out private health cover
2) by being of pensionable age and supplying S1 form from DWP
3) by payment of autónomo (Spanish equivalent of National Insurance) either through employment on contract or by being self-employed.
After 1 years legal residence in Spain, if you cannot afford health cover and do not qualify as a pensioner, you can apply to go on Convenio Especial, however to have one years legal residence .... you must first have Residencia
Hello Thankyou for your reply, regarding health care do you have recommendations of where to get this, many thanks
Posted: Mon Apr 20, 2020 9:22pm
Legendary helpful member
Nicola 44 wrote on Mon Apr 20, 2020 9:07pm:
Hello Thankyou for your reply, regarding health care do you have recommendations of where to get this, many thanks
I BELIEVE Banco Santander offer health insurance, but I have no direct knowledge of that. The only other person I know, trust an would recommend is Maxine Morgan of Maxine Morgan Insurance (underwritten by Liberty Seguros), Las Buganvillas Roundabout.
DarioMartin wrote on Mon Apr 20, 2020 9:22pm:
I BELIEVE Banco Santander offer health insurance, but I have no direct knowledge of that. The only other person I know, trust an would recommend is Maxine Morgan of Maxine Morgan Insurance (underwritten by Liberty Seguros), Las Buganvillas Roundabout.
Thankyou do you have her email address please
Posted: Mon Apr 20, 2020 9:45pm
Legendary helpful member
Nicola 44 wrote on Mon Apr 20, 2020 9:30pm:
Thankyou do you have her email address please
Certainly : [email protected]
Please note, I disclose up front that she is a friend, but I am in no way connected to the business.
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