OldSoldier wrote on Mon Jul 31, 2023 8:42pm:
Thanks again Nelngaz!
I’m guessing you have a standard branch account, and not the ‘online only’ account?
Read more...
In light of my experience over 13 years with two other ‘big’ Spanish banks, the BBVA free banking seems almost too good to be true, but let’s hope it will prove correct.
We were already looking at BBVA having had HUGE problems in just a few years with Cajamar. Many many problems and more and more charges. Our neighbours are ‘swallows’ and essentially just USE Cajamar for anything they can get, and they boast they’ve not paid a penny. We’ve been perfect customers for Cajamar and have begged to deposit savings and they WILL NOT ASSIST in doing that, they just keep charging more un-itemised charges.
I guess Cajamar employees get paid regardless of effort and results.
I’m still very interested to hear from any other BBVA customers. Does anybody have good or bad feedback on them?
We’d like to know the good and the bad, for example if you’re ‘online only with no charges’ is the account inferior to a normal branch account?
Do they do joint accounts with two debit cards?
Do they charge for just possessing debit cards?
Can you bank from home on a PC?
Is a mobile phone (with app) essential?
Does the account run smoothly?
Any fraudulent activity?
We’ve had no end of problems with Cajamar, and they are sooooo slooooow to react when either phoning or emailing.
When having problems with online banking I discovered with some surprise that Cajamar have separate websites for expats and native Spaniards. The Spaniards get a fully featured website…
This year they’ve modified the online EU payments process for ‘security’. There is so much to do now in a very limited space of time that it’s almost impossible to complete the transaction before they shut you down for ‘inactivity’. (extremely rude expletive here)
It’s reached the point for us now where Cajamar are deducting yearly, an amount equivalent to my month’s (pathetic) pension. There’s no way that’s going to continue.
Incidentally, I’m not expecting BBVA to be perfect, but I do want to see some signs that they care.
Also, if anyone is wondering about Solbank/Sabadell banking, there’s a useful detailed thread on here at:
https://www.costadealmeriaforum.com/area/el-cabo-de-gata-spain-248/banking-and-finances-in-el-cabo-de-gata-11/free-banking-180035/
Cheers me dears…
Hi Old Soldier,
The account was opened in branch by our previous landlord who works there.
It's a joint account with 2 cards.
No charge for having the cards.
You can bank via Internet banking on laptop or via the app, which I personally prefer.
No problems at all with the account so far.
If you want to speak to an advisor you can message, request a telephone callback or make an appointment online with the bank.
We recently changed address using the callback (English speaking option) and my partner has made an in-branch appointment for tomorrow.
Very happy with the bank, service, information etc. so far🤞