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healthcare insurance

Posted: Sun Jun 14, 2020 12:54pm
39 replies859 views9 members subscribed
mupton

Posts: 19

Location: Vera Playa

Joined: 3 Oct 2019

Hi All,

We are hoping to relocate to Vera Playa when lock down is released.

We have took early retirement and are 57 to 60 years old.

We want to get residencia and live there permanently.

But i am concerned about how much the Healthcare is going to cost us.

I don't want it to eat too much into our expected budget.

How do we get cost effective health insurance, all input and help will be welcome.

Or another way of putting it how much should we budget for health insurance ?

Hope to hear from you soon.

Cheers

Martin and Karen.

clachglas

Posted: Sun Jun 14, 2020 2:09pm

Posts: 21

7 helpful points

Location: Vera Playa

Joined: 2 Jan 2019

Posted: Sun Jun 14, 2020 2:09pm

Hi Martin and Karen

We moved to Vera Playa last November after taking early retirement.  Our health insurance cost about €1800. If that's any help.

mupton

Posted: Sun Jun 14, 2020 2:25pm

mupton

Original Poster

Posts: 19

Location: Vera Playa

Joined: 3 Oct 2019

Posted: Sun Jun 14, 2020 2:25pm

clachglas wrote on Sun Jun 14, 2020 2:09pm:

Hi Martin and Karen

We moved to Vera Playa last November after taking early retirement.  Our health insurance cost about €1800. If that's any help.

Hi Clachglas,

Thanks for prompt reply.

Can we assume this is for both of you and is per year ?

Who is the company that you have used ?

Cheers
Martin

clachglas

Posted: Sun Jun 14, 2020 2:52pm

Posts: 21

7 helpful points

Location: Vera Playa

Joined: 2 Jan 2019

Posted: Sun Jun 14, 2020 2:52pm

mupton wrote on Sun Jun 14, 2020 2:25pm:

Hi Clachglas,

Thanks for prompt reply.

Can we assume this is for both of you and is per year ?

Who is the company that you have used ?

Cheers
Martin

Hi Martin

Yes, for both of us.  Asssa Seguros.  www.asssa.es.  we used Maxine Morgan at Las Buganvillas, very helpful.  

Paul

mupton

Posted: Sun Jun 14, 2020 4:19pm

mupton

Original Poster

Posts: 19

Location: Vera Playa

Joined: 3 Oct 2019

Posted: Sun Jun 14, 2020 4:19pm

Cheers Paul,

Who is Maxine and what does she do?

I assume you have residencia and if so how long does it take ?

Cheers

Martin.

clachglas

Posted: Sun Jun 14, 2020 5:39pm

Posts: 21

7 helpful points

Location: Vera Playa

Joined: 2 Jan 2019

Posted: Sun Jun 14, 2020 5:39pm

mupton wrote on Sun Jun 14, 2020 4:19pm:

Cheers Paul,

Who is Maxine and what does she do?

I assume you have residencia and if so how long does it take ?

Cheers

Martin.

Hi Martin

Sorry late with reply, have been out on my bike.  Maxine is an insurance broker.

Yes, we have residencias, solicitors sorted it all the paperwork out, made the appointment and an interpreter meets you in Almeria and sorts any problems out.  Cost €180 each

Paul

alant

Posted: Mon Jun 15, 2020 1:07pm

alant

Helpful member

Posts: 210

127 helpful points

Location: Arboleas

Joined: 8 Aug 2015

Posted: Mon Jun 15, 2020 1:07pm

[email protected] 

Gapyears

Posted: Wed Jun 17, 2020 11:18am

Posts: 42

22 helpful points

Location: Vera Playa

Joined: 23 Jun 2018

Posted: Wed Jun 17, 2020 11:18am

My wife and I also took early retirement and we went with ASSSA through Maxine in Buganvillas but you can go direct to the ASSSA office in Vera town (alant gave the email address).

A few points to consider about private medical insurance:

1) Check where the linked private hospital(s) is located, the ASSSA one is in Almeria city (Vithas- Virgen del Mar) or Alicante. 

Having said that you can have some of your tests done locally, as well as see a local contracted in doctor or dentist. We had our eye test done recently and we had to go to Almeria for it.

2) They will exclude pre-existing conditions unless you can come to some sort of agreement with them, therefore if this is the case then best to go directly to the ASSSA people and don't go through a broker.

Sharon65

Posted: Wed Jun 17, 2020 2:45pm

Sharon65

Helpful member

Posts: 127

70 helpful points

Location: Vera Playa

Joined: 23 Mar 2019

Posted: Wed Jun 17, 2020 2:45pm

Gapyears wrote on Wed Jun 17, 2020 11:18am:

My wife and I also took early retirement and we went with ASSSA through Maxine in Buganvillas but you can go direct to the ASSSA office in Vera town (alant gave the email address).

A few points to consider about private medical insurance:

1) Check where the linked private hospital(s) is located, the ASSSA one is in Almeria city (Vithas- Virgen del Mar) or Alicante. 

Having said that you can have some of your tests done locally, as well as see a local contracted in doctor or dentist. We had our eye test done recently and we had to go to Almeria for it.

2) They will exclude pre-existing conditions unless you can come to some sort of agreement with them, therefore if this is the case then best to go directly to the ASSSA people and don't go through a broker.

Hi 

We are with Asisa through our Santander bank 90 euros per month for both of us. 

Debbie 925

Posted: Fri Jun 19, 2020 10:58am

Posts: 55

2 helpful points

Location: Arboleas

Joined: 2 Jul 2018

Posted: Fri Jun 19, 2020 10:58am

Sharon65 wrote on Wed Jun 17, 2020 2:45pm:

Hi 

We are with Asisa through our Santander bank 90 euros per month for both of us. 

Hi sharon65,

Can I please ask if you have pre-existing condition  with Santander thank you..

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