Can anyone recommend a bank please?? - Page 2

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Posted: Wed Feb 17, 2021 10:42am

anitacarthew

Posts: 80

39 helpful points

Location: Íllar

Joined: 28 Jan 2019

Posted: Wed Feb 17, 2021 10:42am

Hi

Have a look at Revolut - we have a Cajamar wefferent account which is fees free and use that with Revolut for moving money about from uk to Spain -really impressed with Revolut

Anita

Posted: Wed Feb 17, 2021 5:24pm

Fishman48

Posts: 94

17 helpful points

Location: Arboleas

Joined: 25 May 2019

Posted: Wed Feb 17, 2021 5:24pm

I transfer money from my UK account into currencies direct who then transfer it to my unijaca bank no problems no fees !

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Posted: Wed Feb 17, 2021 8:15pm

Jacksie

Helpful member

Posts: 127

74 helpful points

Location: Zúrgena

Joined: 27 Feb 2018

Posted: Wed Feb 17, 2021 8:15pm

DarioMartin wrote on Tue Feb 16, 2021 1:35pm:
Unfortunately, when you pop into the branch is when you get hit with fees, as there is a service charge levied for any face-to-face transaction. Wefferent seems to be a good account if you do absolutely everything over the internet and require no human interaction - it’s if you need to go...

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... talk to your bank for any reason is when they charge you.
So it’s completely fee-free as long as you do everything online and don’t need to visit the branch.

We have the cajamar wefferent account and have done several things in the branch including paying IBI and NR tax and we have never been charged any fees for doing this.

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Posted: Wed Feb 17, 2021 8:40pm

anitacarthew

Posts: 80

39 helpful points

Location: Íllar

Joined: 28 Jan 2019

Posted: Wed Feb 17, 2021 8:40pm

Jacksie wrote on Wed Feb 17, 2021 8:15pm:
We have the cajamar wefferent account and have done several things in the branch including paying IBI and NR tax and we have never been charged any fees for doing this.

Think you’ve been lucky! If you use the counter service with that account it’s a €5 fee they told us - we’ve avoided using it so far!

Posted: Wed Feb 17, 2021 8:48pm

marion389

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Posts: 242

176 helpful points

Location: Cuevas de Almanzora

Joined: 23 Nov 2015

Posted: Wed Feb 17, 2021 8:48pm

anitacarthew wrote on Wed Feb 17, 2021 8:40pm:
Think you’ve been lucky! If you use the counter service with that account it’s a €5 fee they told us - we’ve avoided using it so far!

I was told by a cashier that the €5 would cover the month should I need further advice, but then he sorted my query out for nothing. It seems that it depends on whether there's an R in the month 🤣😂.

Posted: Sun Feb 21, 2021 7:18pm

Andy56

Helpful member

Posts: 476

464 helpful points

Location: Oria

Joined: 18 Jan 2020

Posted: Sun Feb 21, 2021 7:18pm

lexazur wrote on Mon Feb 15, 2021 10:33am:
Hi all,
I opened a bank account with Sabadell and was told when I opened it I would not charged any fees to transfer money in euros from a French account to this account. I have just transfered 700 euros into this account as a test and have been charged 20 euros for doing this!!!

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Can anyone suggest a bank that is not so expensive or fee free or is this normal for Spain?
Thanks in advance

Cajamar is free as long as you deposit money with them (I think it’s 1100 euros) which you will get back when you leave the bank. Cajamar is a cooperative. I have found them to be pretty user friendly as a non Spanish speaker. I also have an account with Santander which I’m afraid I wouldn’t recommend.