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What us the best bank to use please

Posted: Thu Feb 22, 2024 2:47pm
9 replies9 members subscribed
tracedarace

Posts: 6

Location: Arboleas

Joined: 19 Feb 2024

Which bank is the best where you can go in to speak to someone 

FrandeC

Posted: Sun Feb 25, 2024 12:29pm

Posts: 40

16 helpful points

Location: Albox

Joined: 24 Jan 2021

Posted: Sun Feb 25, 2024 12:29pm

tracedarace wrote on Thu Feb 22, 2024 2:47pm:

Which bank is the best where you can go in to speak to someone 

I have always found Cajamar in Albox very good.  I would recommend Anna at the San Francisco square branch or Maria at the branch near Donkey Square.

Hope this helps

Cornbeef

Posted: Mon Feb 26, 2024 8:25am

Posts: 29

21 helpful points

Location: Albánchez

Joined: 1 Jan 2019

Posted: Mon Feb 26, 2024 8:25am

tracedarace wrote on Thu Feb 22, 2024 2:47pm:

Which bank is the best where you can go in to speak to someone 

Cajamar in Arboleas is great. Ana and most of the staff speak English. We moved from Unicaja due to charges on our account but have a residents account which is free of any charges. 

Sandra16

Posted: Wed Feb 28, 2024 11:11am

Posts: 16

6 helpful points

Joined: 18 Aug 2021

Posted: Wed Feb 28, 2024 11:11am

Can I just ask.....do all banks offer a Redidents bank account

Just wondered as been hear 12years and never been offered a acct ....for residents??

Sandra Drewe 

Sveinb

Posted: Wed Feb 28, 2024 12:11pm

Sveinb

Helpful member

Posts: 302

259 helpful points

Location: Sorbas

Joined: 11 Nov 2020

Posted: Wed Feb 28, 2024 12:11pm

Cornbeef wrote on Mon Feb 26, 2024 8:25am:

Cajamar in Arboleas is great. Ana and most of the staff speak English. We moved from Unicaja due to charges on our account but have a residents account which is free of any charges. 

On the 13th Feb I received a notification that Cajamar will charge €20 per month in fees for accounts where access to bank offices are included. Needless to say went in to the branch in Sorbas the following day and was promptly transferred to a fee-free account. Clearly I'm not the only one; yesterday another notice stating 20, but under certain conditions 12€ pm and certain accounts (wefferent) €0. The cynical me says they are trying to close village branches .....

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tracedarace

Posted: Thu Feb 29, 2024 11:59am

tracedarace

Original Poster

Posts: 6

Location: Arboleas

Joined: 19 Feb 2024

Posted: Thu Feb 29, 2024 11:59am

Can we use wise for direct debits and does anyone know if you get charged by wise 

Sveinb

Posted: Thu Feb 29, 2024 2:28pm

Sveinb

Helpful member

Posts: 302

259 helpful points

Location: Sorbas

Joined: 11 Nov 2020

Posted: Thu Feb 29, 2024 2:28pm

Wise charges for sending money, and I guess for transferring to your 'other' wallets, others can answer that better.

Attached picture with costs for a £/€ transfer today.

Got a problem uploading as drag/drop doesn't work. Neither did copy/paste.

For guide, £1000, fee 8.65, to transfer 991.35£ @ rate 1.1674, you receive €1157.34

pah1547

Posted: Thu Feb 29, 2024 4:27pm

pah1547

Helpful member

Posts: 324

208 helpful points

Location: Huércal-Overa

Joined: 31 Mar 2016

Posted: Thu Feb 29, 2024 4:27pm

Cornbeef wrote on Mon Feb 26, 2024 8:25am:

Cajamar in Arboleas is great. Ana and most of the staff speak English. We moved from Unicaja due to charges on our account but have a residents account which is free of any charges. 

Hi, we are with Unicaja and also fed up with charges. The residents account you have opened, is it an internet account and do you have to put a specific amount in every month to keep it no charges?

Thank you.

Medina

Posted: Mon Mar 4, 2024 12:53am

Posts: 3

2 helpful points

Location: Mojacar

Joined: 31 Jan 2024

Posted: Mon Mar 4, 2024 12:53am

I recommend Openbank , no commissions  , online banking only but 24x7 customer services by phone , whatsapp etc been with them for many yesra and very happy  , Cajamar is ok but they charge you commissions

joba04800

Posted: Mon Mar 11, 2024 11:22am

Posts: 44

18 helpful points

Location: Albox

Joined: 2 Aug 2023

Posted: Mon Mar 11, 2024 11:22am

Hi

I would recommend Santander in Albox, all of the staff are quite fluent in English, Victor and the Manager Paco are really customer orientated, as are the rest of the staff. there are NO hidden monthly charges. Good Luck with your choice.

Bazza

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