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Unicaja bank in Arbolaes, fees and charges

Posted: Wed Oct 30, 2019 10:02pm
13 replies282 views6 members subscribed
garcol1

Posts: 11

Location: Arboleas

Hi All 

We have just opened an debit card account with Unicaja bank in Arbolaes as we have just bought a villa in El Chopo

Do Unicaja charge for annual fees, maintainance etc, if so what are the charges? and do any of the staff speak English at the Unicaja Bank in Arbolaes? (As I have not started my Spainish speaking lessons yet !!! )

Can anyone suggest another bank near by better than Unicaja in that area that don't charge any fees etc or is Unicaja ok?

We are not looking to make money transfers etc just use the bank for deposits and use a card in ATM's as we are going to transfer our money in to Unicaja using Curreny Direct or XE Transfers

Any advise would be appreciated

Cheers Gary

Carwyn99

Thu Oct 31, 2019 2:14pm

Posts: 11

Location: Partaloa

1 helpful posts

Posted: Thu Oct 31, 2019 2:14pm

Surely if you have opened the account in           Arboleas you would have noticed if they speak English.

Also surely when you opened the account the paperwork you signed would show you the costa if running the account.

Am I miss something in the post.

garcol1

garcol1

Original Poster

Thu Oct 31, 2019 2:27pm

Posts: 11

Location: Arboleas

Posted: Thu Oct 31, 2019 2:27pm

Hi, I did not open the account, my Spanish legal rep did, hence why I posted just to get advise or help

Regards Gary

Alicia 11

Thu Oct 31, 2019 4:37pm

Posts: 17

Location: Mojacar

6 helpful posts

Posted: Thu Oct 31, 2019 4:37pm

I believe they do speak English in branch however you will find most banks have charges now for use of cards.  We use transferwise to put money in our Cajarmar account branch in Arboleas just across road from Unicaja and sometimes they charge sometimes they don't.  It's a bit hard to move accounts around here lots of paperwork.  Make sure you do your tax returns though using a good advisor.

patricia62

Sat Nov 2, 2019 3:51pm

Posts: 58

Location: Arboleas

10 helpful posts

Posted: Sat Nov 2, 2019 3:51pm

Hi Gary, 

They have a girl there who speaks perfect english. 

As for charges, I think they are minimal. One thing to be aware of, there can be long waiting times.

Might be an idea to visit and make an appointment with the English speaking girl so you can get all info you need.

Good luck, and welcome to the area. 

Patricia

garcol1

garcol1

Original Poster

Sat Nov 2, 2019 4:42pm

Posts: 11

Location: Arboleas

Posted: Sat Nov 2, 2019 4:42pm

Thanks Patricia for your reply

Qman

Sun Nov 3, 2019 7:37pm

Posts: 41

Location: Vera Playa

8 helpful posts

Posted: Sun Nov 3, 2019 7:37pm

My  bank is Unicaja in Mojacar. Can't say that I am impressed with their 4.5E a month charge but otherwise OK. 

John99andrew

Wed Nov 6, 2019 10:24am

Posts: 121

Location: Arboleas

21 helpful posts

Posted: Wed Nov 6, 2019 10:24am

You would  be better with sabadell they will close the account from your old bank and there is no bank charges as long as you have a regular amount coming in, and they will arrange every thing for you, the bonus is they all speak good English

Qman

Wed Nov 6, 2019 4:15pm

Posts: 41

Location: Vera Playa

8 helpful posts

Posted: Wed Nov 6, 2019 4:15pm

Does it matter which Sabadell branch John

John99andrew

Wed Nov 6, 2019 5:22pm

Posts: 121

Location: Arboleas

21 helpful posts

Posted: Wed Nov 6, 2019 5:22pm

As far as I know all the branches speak English but we use Vera branch

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