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Rascalmate wrote on Mon May 14, 2018 8:04am:
Car insurance is different to UK.
Besides we have nothing to compare with Uk breakdown insurers like Greenflag AA or RAC and so on.
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The few that give cover like Coris and RAAC, the equivalent of the RAC in Uk, again have strict milage recovery limits.
Fine, if you are local to your home address when your car breaksdown. Dare travel more than 150 km and you are stuffed.
We inquired to these Spanish ones they do not compare with Linea Directa or Mapfre.
We have two cars the small one was covered by Linea the large SUV was insured with Abbeygate, it cost me a total of 650€ to get home 300 km ( outside their 150 km limit)
If I had the SUV insured with Linea they would have put us into a hotel and delivered a hire car whilst our SUV was being fixed. Cost to us to get home, zilch.
Trust this information helps. Wish someone had told us three month's ago about the cover required if you breakdown or have an accident more than most insurers limits in the small print of 150 km
We read lots of good intentional advice of the forums, but in hindsight the advice was given by folks who had never lost their mode of transport, beyond that limit of 150 km.
Of course if you do not travel around Spain, no problem. But looking back in the 7 years we have been in Spain we have often travelled beyond that 150 km limit on many occasions and ' days out'.
Makes you think when you understand.
Rascalmate
I'm so glad that I put the question out there all the advice you have given is very helpful and greatly appreciated. It's always sad to benifit off someone's bad luck, but I have a much better understand of car insurance thanks to you and the other, offering sound good advice
Thanks
Cliff
