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Banking

Posted: Tue Apr 21, 2020 11:02am
6 replies143 views3 members subscribed
Robbiebert

Posts: 22

1 helpful points

Location: Albox

Joined: 25 Jul 2019

Hi, we are looking at opening a bank account in Spain, can anyone recommend a good bank where you can get easy excess and they speak English. Also do we need an nie number to do this? Many thanks

AndyIOW

Posted: Tue Apr 21, 2020 11:29am

AndyIOW

Helpful member

Posts: 194

134 helpful points

Location: Oria

Joined: 26 Apr 2018

Posted: Tue Apr 21, 2020 11:29am

Hi, yes you will need an NIE number to open a bank account.  Quit a few of the banks in and around the Albox area have English speaking staff so if you find your local one doesn't then head to another branch.  I personally use Cajamar, opened mine in Oria and the chap in there speaks no or little English but he was fantastic.  If need assistance in English I head into one of the Albox branches, the one near the donkey as couple in there speak English and very helpful.  I use their online service called "Wefferent" which is free online banking if you don't use a counter to do a transaction in branch, they have cash machines where you can scan and pay a bill, deposit money etc. and that keeps banking free of charge but of course if need help from inside that is still free too!  Hope of some help to you, am sure others will recommend their own banks.

Andy

Robbiebert

Posted: Tue Apr 21, 2020 11:48am

Robbiebert

Original Poster

Posts: 22

1 helpful points

Location: Albox

Joined: 25 Jul 2019

Posted: Tue Apr 21, 2020 11:48am

AndyIOW wrote on Tue Apr 21, 2020 11:29am:

Hi, yes you will need an NIE number to open a bank account.  Quit a few of the banks in and around the Albox area have English speaking staff so if you find your local one doesn't then head to another branch.  I personally use Cajamar, opened mine in Oria and the chap in there speaks no...

... or little English but he was fantastic.  If need assistance in English I head into one of the Albox branches, the one near the donkey as couple in there speak English and very helpful.  I use their online service called "Wefferent" which is free online banking if you don't use a counter to do a transaction in branch, they have cash machines where you can scan and pay a bill, deposit money etc. and that keeps banking free of charge but of course if need help from inside that is still free too!  Hope of some help to you, am sure others will recommend their own banks.

Andy

Thanks Andy, we were set to come out in May, your guess is as good as mine when we do finally get over, nie number may be a problem as we are in the UK, thanks again

AndyIOW

Posted: Tue Apr 21, 2020 11:56am

AndyIOW

Helpful member

Posts: 194

134 helpful points

Location: Oria

Joined: 26 Apr 2018

Posted: Tue Apr 21, 2020 11:56am

Robbiebert wrote on Tue Apr 21, 2020 11:48am:

Thanks Andy, we were set to come out in May, your guess is as good as mine when we do finally get over, nie number may be a problem as we are in the UK, thanks again

We were still in UK and had a solicitor in Spain obtain our NIE's, he also opened a bank account for us amongst other things.  You can also give power of attorney so solicitor can do things on your behalf saving on trips out to sign things.  We sourced a solicitor on one of our property hunting trips.

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Marie52

Posted: Tue Apr 21, 2020 12:40pm

Posts: 65

20 helpful points

Location: Arboleas

Joined: 26 Jul 2019

Posted: Tue Apr 21, 2020 12:40pm

Robbiebert wrote on Tue Apr 21, 2020 11:02am:

Hi, we are looking at opening a bank account in Spain, can anyone recommend a good bank where you can get easy excess and they speak English. Also do we need an nie number to do this? Many thanks

Hi

 does the bank have to be in Albox ? 

Robbiebert

Posted: Tue Apr 21, 2020 1:16pm

Robbiebert

Original Poster

Posts: 22

1 helpful points

Location: Albox

Joined: 25 Jul 2019

Posted: Tue Apr 21, 2020 1:16pm

Marie52 wrote on Tue Apr 21, 2020 12:40pm:

Hi

 does the bank have to be in Albox ? 

Hi Marie, 

No, we will be looking at property around Albox and the surrounding area

Marie52

Posted: Tue Apr 21, 2020 1:30pm

Posts: 65

20 helpful points

Location: Arboleas

Joined: 26 Jul 2019

Posted: Tue Apr 21, 2020 1:30pm

Robbiebert wrote on Tue Apr 21, 2020 1:16pm:

Hi Marie, 

No, we will be looking at property around Albox and the surrounding area

We were hoping to look at property this year before the Coronavirus hit. Following numerous recommendations on this forum we opened a non-resident bank account with Sabadell. Very helpful English speaking staff, website in English and forms in English too. We did it all online and were even sent direct debit cards ! 
All that was left to do was to verify our identity with the nearest branch in Vera  when we were to come in March .......

The good thing about this bank is that when you become resident you can transfer your account to a resident’s bank account.

Kind Regards

Marie

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