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Bank account

Posted: Wed Jul 7, 2021 3:48pm
4 replies96 views2 members subscribed
Vera

Vera

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Posts: 296

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Location: Albox

Joined: 11 May 2021

Hi im looking to re locate hopefully next year. In process of applying for Irish Passport then i can come & view areas/properties tuen if all goes ok i will return to.UK selly property then stary process. I have read that to applr for NIE you have to open spanish bank avcount?. How much do you need to put into to.open account ??. I am aware you have to prove you have a certain amount to apply for residency but is this the same principal when opening bank account??.

Be good to know if anyone who just moved to spain was able to get advise from someone in the UK 

AndyIOW

Posted: Thu Jul 8, 2021 11:42am

AndyIOW

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Posts: 194

134 helpful points

Location: Oria

Joined: 26 Apr 2018

Posted: Thu Jul 8, 2021 11:42am

Hi Vera, NIE first then open a bank account and no real minimum limit to open one but do be aware that some banks will charge monthly fees and such like so may be worth asking peoples advice on which bank/account.  I use Cajamar Wefferent which is an online account and totally free unless you make a transaction in a branch.  No charges to use an ATM as most here you can even scan and pay a bill, deposit, withdraw etc. and if help needed staff will always assist (no charge for that lol).  

Andy

Vera

Posted: Thu Jul 8, 2021 2:12pm

Vera

Original Poster

Helpful member

Posts: 296

111 helpful points

Location: Albox

Joined: 11 May 2021

Posted: Thu Jul 8, 2021 2:12pm

AndyIOW wrote on Thu Jul 8, 2021 11:42am:

Hi Vera, NIE first then open a bank account and no real minimum limit to open one but do be aware that some banks will charge monthly fees and such like so may be worth asking peoples advice on which bank/account.  I use Cajamar Wefferent which is an online account and totally free unless yo...

...u make a transaction in a branch.  No charges to use an ATM as most here you can even scan and pay a bill, deposit, withdraw etc. and if help needed staff will always assist (no charge for that lol).  

Andy

Hi Andy thank you for that information as can be a mindfield and im hopeless when it comes to banking etc lol but need to start 😁

AndyIOW

Posted: Thu Jul 8, 2021 2:27pm

AndyIOW

Helpful member

Posts: 194

134 helpful points

Location: Oria

Joined: 26 Apr 2018

Posted: Thu Jul 8, 2021 2:27pm

Vera wrote on Thu Jul 8, 2021 2:12pm:

Hi Andy thank you for that information as can be a mindfield and im hopeless when it comes to banking etc lol but need to start 😁

No problem, here's a link to Cajamar/wefferent you can check out.  Most of mine was conducted over the phone with English speaking very nice lady but that was a while ago.  Some branches have English speaking staff too as do some other banks in the area.  Be worth talking to them on the opening requirements then you have it from one of the horses mouths so to speak.  Best of luck. 

https://www.cajamar.es/en/particulares/productos-y-servicios/ahorro-e-inversion/cuentas-a-la-vista/pack-wefferent/

Andy

Vera

Posted: Thu Jul 8, 2021 2:43pm

Vera

Original Poster

Helpful member

Posts: 296

111 helpful points

Location: Albox

Joined: 11 May 2021

Posted: Thu Jul 8, 2021 2:43pm

AndyIOW wrote on Thu Jul 8, 2021 2:27pm:

No problem, here's a link to Cajamar/wefferent you can check out.  Most of mine was conducted over the phone with English speaking very nice lady but that was a while ago.  Some branches have English speaking staff too as do some other banks in the area.  Be worth talking to them o...

...n the opening requirements then you have it from one of the horses mouths so to speak.  Best of luck. 

https://www.cajamar.es/en/particulares/productos-y-servicios/ahorro-e-inversion/cuentas-a-la-vista/pack-wefferent/

Andy

Thank you. Hopefully once i get over to visit to look at areas/properties i will find out EVERYTHING i need to do/have in place for my new life in the sun😁

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