Posted: Sat Jun 17, 2023 12:29pm
We were with Unicaja Mojacar and decided to change for the same reasons. We chose Bankinter which is principally an online bank without comissions. However it does have the advantage of having a branch in Vera if you need a face to face consultation about opening the account or any problem arising later on. We also can use more ATMs (without charge) than when we were with Unicaja. Bankinter also arranged certain standng orders to be transferred but pensions coming from outside Spain you had to arrange yourself, also telephone, electricity, insurances and town hall taxes. My UK pension I transfer monthly via Wise. My husband's French pensions were the most difficult as being deaf he can't handle phonecalls or anything online either. Anyway., apart from France taking ages to compute the changeover, everything else was quite straight forward and now a year on, we are happy to have made the change.
The Bankinter account only requires you to deposit 800 euros per month to remain comission free.