Impossible bank proceedures - Banking and finances in Roquetas de Mar - Roquetas de Mar forum - Costa de Almería forum in the Almeria province of Spain
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Impossible bank proceedures - Page 2

anitacarthew

Posted: Wed Jun 23, 2021 12:45pm

Posts: 80

39 helpful points

Location: Íllar

Joined: 28 Jan 2019

Posted: Wed Jun 23, 2021 12:45pm

Biggles172 wrote on Wed Jun 23, 2021 12:17pm:

With personal experience I would avoid Sabadell bank.I now use Cajamar for everyday banking and Bankinter for my mortgage.. Definitely not Santander or Ibercaja....

We moved to cajamar too once we knew where we would be living - it would be a 60km round trip to Sabadell now!

Biggles172

Posted: Wed Jun 23, 2021 1:06pm

Biggles172

Helpful member

Posts: 447

212 helpful points

Location: Palomares

Joined: 7 Apr 2019

Posted: Wed Jun 23, 2021 1:06pm

anitacarthew wrote on Wed Jun 23, 2021 12:45pm:

We moved to cajamar too once we knew where we would be living - it would be a 60km round trip to Sabadell now!

Use Cajamar for everyday banking needs but use Wise to finance it.If you keep money in Spanish banks the authorities can access and take money without authorization,they can't do that with a UK based account.So keep the minimum in any Spanish based institution....

Johnl7

Posted: Thu Jun 24, 2021 11:57am

Johnl7

Original Poster

Posts: 46

18 helpful points

Location: Roquetas de Mar

Joined: 28 Apr 2021

Posted: Thu Jun 24, 2021 11:57am

Biggles172 wrote on Wed Jun 23, 2021 1:06pm:

Use Cajamar for everyday banking needs but use Wise to finance it.If you keep money in Spanish banks the authorities can access and take money without authorization,they can't do that with a UK based account.So keep the minimum in any Spanish based institution....

Thank you. I did not know about Government access to your bank account

Johnl7

Posted: Thu Aug 12, 2021 1:02pm

Johnl7

Original Poster

Posts: 46

18 helpful points

Location: Roquetas de Mar

Joined: 28 Apr 2021

Posted: Thu Aug 12, 2021 1:02pm

DarioMartin wrote on Fri Jun 18, 2021 9:08am:

Yes, with Sabadell the security procedures are very very good - but linked to the phone app.

I use the Sabadell Bank phone app all the time and I really am happy to recommend it and attest to its safety.  We had a business account with Caja Rural originally and the app was ..... well, there are no words to express just how BAD the app was - not in terms of security, but in terms of ...

...actually being able to do anything!!

Sabadell are on the ball with maintaining and updating the app and keeping it secure.  I really do like using it and do not feel any concern at all.  (at this point I should point out I have been involved with IT for many years, have written websites and had some involvement in internet security)

I went into the branch but was told I had to download the app to activate my debit card. I could not do this in the bank as I was told they did not have WiFi (probably didn’t want customers using it)

Anyway came back to our apartment and downloaded the app. Accessed my account but I cannot see anywhere to activate a card. The only reference to cards is the one that allows me to request one. Do you know where it is on the app please as I need to draw out some money?

DarioMartin

Posted: Thu Aug 12, 2021 1:45pm

DarioMartin

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Posts: 5402

6457 helpful points

Location: Vera

Joined: 16 Aug 2017

Posted: Thu Aug 12, 2021 1:45pm

On the Sabadell app front page, scroll down until you see “All my cards”

Click on that and it will show you what cards are linked to the account. Click on the card and it should allow you to activate it

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Johnl7

Posted: Thu Aug 12, 2021 2:00pm

Johnl7

Original Poster

Posts: 46

18 helpful points

Location: Roquetas de Mar

Joined: 28 Apr 2021

Posted: Thu Aug 12, 2021 2:00pm

DarioMartin wrote on Thu Aug 12, 2021 1:45pm:

On the Sabadell app front page, scroll down until you see “All my cards”

Click on that and it will show you what cards are linked to the account. Click on the card and it should allow you to activate it

Thanks but for some reason there is no option for “all my cards”

DarioMartin

Posted: Thu Aug 12, 2021 2:16pm

DarioMartin

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Posts: 5402

6457 helpful points

Location: Vera

Joined: 16 Aug 2017

Posted: Thu Aug 12, 2021 2:16pm

Johnl7 wrote on Thu Aug 12, 2021 2:00pm:

Thanks but for some reason there is no option for “all my cards”

Are any cards at all showing as being registered?

It’s under the block that shows you the balance of your accounts

Johnl7

Posted: Thu Aug 12, 2021 2:24pm

Johnl7

Original Poster

Posts: 46

18 helpful points

Location: Roquetas de Mar

Joined: 28 Apr 2021

Posted: Thu Aug 12, 2021 2:24pm

DarioMartin wrote on Thu Aug 12, 2021 2:16pm:

Are any cards at all showing as being registered?

It’s under the block that shows you the balance of your accounts

Yes found that part but it just asks me if I want a card

Johnl7

Posted: Thu Aug 12, 2021 2:31pm

Johnl7

Original Poster

Posts: 46

18 helpful points

Location: Roquetas de Mar

Joined: 28 Apr 2021

Posted: Thu Aug 12, 2021 2:31pm

DarioMartin wrote on Thu Aug 12, 2021 2:16pm:

Are any cards at all showing as being registered?

It’s under the block that shows you the balance of your accounts

Is it possibly that the only card the bank sent has my wife’s name on it even though it is a joint account?

DarioMartin

Posted: Thu Aug 12, 2021 3:12pm

DarioMartin

Legendary helpful member

Posts: 5402

6457 helpful points

Location: Vera

Joined: 16 Aug 2017

Posted: Thu Aug 12, 2021 3:12pm

Johnl7 wrote on Thu Aug 12, 2021 2:31pm:

Is it possibly that the only card the bank sent has my wife’s name on it even though it is a joint account?

Should have sent one card for you each.  Both should appear there if they are linked to account

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