NIE NEW REQUIREMENTS - Residency in Turre: padron, residencia and passport advice - Turre forum - Costa de Almería forum in the Almeria province of Spain
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NIE NEW REQUIREMENTS - Page 3

ian948

Posted: Mon Nov 26, 2018 5:18am

ian948

Helpful member

Posts: 71

58 helpful points

Location: Turre

Joined: 23 Oct 2018

Posted: Mon Nov 26, 2018 5:18am

DarioMartin wrote on Sun Nov 25, 2018 10:35pm:

The big question is of course when next year? Before or after March 29?  Any information I give will be pertinent to PRE Brexit only. After March 29, all bets are off, I have no idea how the process will change for UK Nationals, who are then no longer EU Citizens.  So, assuming Pre Brex...

...it;

Some Police Stations can process Residencia applications; I live in Vera, and in and around this area, applications must be made in person to Oficina De Extranjeria in Almería.

The Ayuntamiento is the “Town Hall” and if you reside in Spain, you are obliged to register for a Certificado de Empadronamiento - the Padrón.  This is really a register of who lives in a particular district and is important for obtaining and improving municipal facilities.  It’s also necessary to register if you wish to vote.  Irrespective of whether you wish to vote, it is mandatory to register on the Padrón.

The balance in the bank account is a “snapshot” - the certificate produced by the bank will merely state that in financial year ‘n’ the average balance in the account was ‘x’ - it does not suggest, nor is it required to, that such balance is ongoing - it’s merely an annual average balance.  The only question I would pose, is if you open a bank account, put money in, then immediately request the Certificado Bancario Saldo Medio Anual, how can the bank certify that the average balance over the year was “x”?  Just a thought and perhaps one better posed to a Gestor or Asesoria

THAT will be the lifesaver for you though - to communicate with a Gestor or Asesoria when you arrive and pay them to do the application .... I guarantee it will be money well spent because they know the system inside out and can advise on what is needed, and when

Darío

Dario - thank you all highly useful info.

Two questions in case you may know the answers, (I am UK National coming from USA) 

a) Health Insurance - Do they accept international policies ( full coverage ) with small deductibles for example $5000 deductible OR does it have to be a Spanish issued policy to comply ?

b) Bank accounts outside of Spain to show ability for self sufficiency , UK Gov website not clear on that neither Spanish that I can see.

Of interest how long is it taking for Residencia certificates - new applicants ?

And yes plan to hire a Gestor immediately we arrive . 

Any tips gratefully received !

Many thanks

Ian

DarioMartin

Posted: Mon Nov 26, 2018 8:39am

DarioMartin

Legendary helpful member

Posts: 5377

6398 helpful points

Location: Vera

Joined: 16 Aug 2017

Posted: Mon Nov 26, 2018 8:39am

Hi to both Ian and JanIan :-D

I shall try answer both of you in the same post ... firstly, a “Gestor” literally translates as “Manager”; they are people who will specialize in arranging documentation for the Residencia application - when I talk about making an application, it is application for Residencia that I mean - as noted, if you intend to spend more than 90 days in Spain, Residencia is Mandatory (Ian, from your post I see you are already aware of this) 

An “Asesoria” is loosely, an Accountant - but here they tend to do so much more; our Asesoria, for example, arranged Residencia for both of us, set up my wife’s business, arranged the conversion of UK driving licences to Spanish Driving licences and arranged a small business grant for my wife from Junta de Andalucía.  A good Asesoria is gold.  Ours speaks no English, which means we had to really dive in to learning Spanish - but this is Spain, we kind of expected that :-D

There are organizations around who can advise on such matters - Ian, this becomes pertinent to you with regards health insurance - and the one that springs immediately to mind is C.A.T Services in La Alfoquia.  They are an English speaking organization dedicated to assisting Expats; phone (from outside Spain)  +34 950 63 43 88 or email [email protected] - these guys will be able to answer all the detail questions that you have. Their website is http://www.catservicesinspain.com/

Ian, with regards funding, my understanding is that you must be able to show either an Income or an average balance in a Spanish Bank.  An income could be pension, receipt of money from rental properties overseas, salary from on overseas company etc etc. But it must be in a Spanish Bank.  My personal recommendation (and please remember this is just based on my own experience and is in no way to be interpreted as advice) is to try Banco Sabadell; their Cuenta Expansion is fee-Free - I am with them and have been since 2014.

Also, moving sideways, you’ll note I said about changing licences : this is also for anyone else reading here and soon to be coming to Spain; if you reside in Spain permanently, i.e. you rent or own a property here, have Residencia and live here ... you must change your driving licence over from your country of origin to a Spanish Carnet de Conducir.  If you live here and are stopped by Guardia Civil and do not have a Spanish Licence after a reasonable time, you can expect very large fines.

Right .... hope that info is of some use ....

Darío

DarioMartin

Posted: Mon Nov 26, 2018 8:46am

DarioMartin

Legendary helpful member

Posts: 5377

6398 helpful points

Location: Vera

Joined: 16 Aug 2017

Posted: Mon Nov 26, 2018 8:46am

ian948 wrote on Mon Nov 26, 2018 5:18am:

Dario - thank you all highly useful info.

Two questions in case you may know the answers, (I am UK National coming from USA) 

a) Health Insurance - Do they accept international policies ( full coverage ) with small deductibles for example $5000 deductible OR does it have to be a Spanish issued policy to comply ?

b) Bank accounts outside of Spain to show ability for self sufficiency , UK Gov website not clear on that neither Spanish that I can see.

Of interest how long is it taking for Residencia certificates - new applicants ?

And yes plan to hire a Gestor immediately we arrive . 

Any tips gratefully received !

Many thanks

Ian

Ian - meant to add - Residencia applications are processed and card issued there and then, providing paperwork is in order.  Can be a couple of weeks wait to get the appointment at Almería though

Darío

Sharon2

Posted: Mon Nov 26, 2018 9:22am

Posts: 11

1 helpful points

Location: Huércal-Overa

Joined: 11 Aug 2018

Posted: Mon Nov 26, 2018 9:22am

DarioMartin wrote on Mon Nov 26, 2018 8:39am:

Hi to both Ian and JanIan :-D

I shall try answer both of you in the same post ... firstly, a “Gestor” literally translates as “Manager”; they are people who will specialize in arranging documentation for the Residencia application - when I talk about making an application, it is application for Residencia that I mean ...

...- as noted, if you intend to spend more than 90 days in Spain, Residencia is Mandatory (Ian, from your post I see you are already aware of this) 

An “Asesoria” is loosely, an Accountant - but here they tend to do so much more; our Asesoria, for example, arranged Residencia for both of us, set up my wife’s business, arranged the conversion of UK driving licences to Spanish Driving licences and arranged a small business grant for my wife from Junta de Andalucía.  A good Asesoria is gold.  Ours speaks no English, which means we had to really dive in to learning Spanish - but this is Spain, we kind of expected that :-D

There are organizations around who can advise on such matters - Ian, this becomes pertinent to you with regards health insurance - and the one that springs immediately to mind is C.A.T Services in La Alfoquia.  They are an English speaking organization dedicated to assisting Expats; phone (from outside Spain)  +34 950 63 43 88 or email [email protected] - these guys will be able to answer all the detail questions that you have. Their website is http://www.catservicesinspain.com/

Ian, with regards funding, my understanding is that you must be able to show either an Income or an average balance in a Spanish Bank.  An income could be pension, receipt of money from rental properties overseas, salary from on overseas company etc etc. But it must be in a Spanish Bank.  My personal recommendation (and please remember this is just based on my own experience and is in no way to be interpreted as advice) is to try Banco Sabadell; their Cuenta Expansion is fee-Free - I am with them and have been since 2014.

Also, moving sideways, you’ll note I said about changing licences : this is also for anyone else reading here and soon to be coming to Spain; if you reside in Spain permanently, i.e. you rent or own a property here, have Residencia and live here ... you must change your driving licence over from your country of origin to a Spanish Carnet de Conducir.  If you live here and are stopped by Guardia Civil and do not have a Spanish Licence after a reasonable time, you can expect very large fines.

Right .... hope that info is of some use ....

Darío

If you rent a property you must obtain nie and residencia together in almeria waiting time now for appointments is one week and you need a income of €5300 per year of wages or pension.

Uk bank statement are acceptable but you must show your last year.

I can book this appointment and provide the correct paperwork ( ie form for each )

DarioMartin

Posted: Mon Nov 26, 2018 9:59am

DarioMartin

Legendary helpful member

Posts: 5377

6398 helpful points

Location: Vera

Joined: 16 Aug 2017

Posted: Mon Nov 26, 2018 9:59am

And of course this is valid only up until 29 March .... after that ..... there will be ..... changes....

Sharon - are you certain of the amount needed to be shown as average balance per person? Two weeks ago when I was in Oficina de Extranjeria in Almería it was most definitely 9.750,00 € per person applying.  This came from the CNP officer assisting with issue of the actual card

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JanIan

Posted: Mon Nov 26, 2018 11:59pm

Posts: 18

2 helpful points

Location: Mojacar

Joined: 4 Nov 2018

Posted: Mon Nov 26, 2018 11:59pm

DarioMartin wrote on Mon Nov 26, 2018 8:39am:

Hi to both Ian and JanIan :-D

I shall try answer both of you in the same post ... firstly, a “Gestor” literally translates as “Manager”; they are people who will specialize in arranging documentation for the Residencia application - when I talk about making an application, it is application for Residencia that I mean ...

...- as noted, if you intend to spend more than 90 days in Spain, Residencia is Mandatory (Ian, from your post I see you are already aware of this) 

An “Asesoria” is loosely, an Accountant - but here they tend to do so much more; our Asesoria, for example, arranged Residencia for both of us, set up my wife’s business, arranged the conversion of UK driving licences to Spanish Driving licences and arranged a small business grant for my wife from Junta de Andalucía.  A good Asesoria is gold.  Ours speaks no English, which means we had to really dive in to learning Spanish - but this is Spain, we kind of expected that :-D

There are organizations around who can advise on such matters - Ian, this becomes pertinent to you with regards health insurance - and the one that springs immediately to mind is C.A.T Services in La Alfoquia.  They are an English speaking organization dedicated to assisting Expats; phone (from outside Spain)  +34 950 63 43 88 or email [email protected] - these guys will be able to answer all the detail questions that you have. Their website is http://www.catservicesinspain.com/

Ian, with regards funding, my understanding is that you must be able to show either an Income or an average balance in a Spanish Bank.  An income could be pension, receipt of money from rental properties overseas, salary from on overseas company etc etc. But it must be in a Spanish Bank.  My personal recommendation (and please remember this is just based on my own experience and is in no way to be interpreted as advice) is to try Banco Sabadell; their Cuenta Expansion is fee-Free - I am with them and have been since 2014.

Also, moving sideways, you’ll note I said about changing licences : this is also for anyone else reading here and soon to be coming to Spain; if you reside in Spain permanently, i.e. you rent or own a property here, have Residencia and live here ... you must change your driving licence over from your country of origin to a Spanish Carnet de Conducir.  If you live here and are stopped by Guardia Civil and do not have a Spanish Licence after a reasonable time, you can expect very large fines.

Right .... hope that info is of some use ....

Darío

Thanks Dario for your help.

JanIan

L181SKY

Posted: Tue Feb 19, 2019 10:11am

L181SKY

Very helpful member

Posts: 999

690 helpful points

Location: Mojacar

Joined: 24 Jan 2017

Posted: Tue Feb 19, 2019 10:11am

So ,Dario.  We can’t take residentia as we continue to work and pay taxes in U.K ,we are both over 60.   We have a place here.  I was under the impression that as we would NEED to be at our house here for more than 90 days in a year we could do 90 days as you say then 90 days with a Visa as U.K. would be third country status like Canada is the Visa set up not correct.  Or as you are saying. ONLY  90 days in any full year.?

DarioMartin

Posted: Tue Feb 19, 2019 10:21am

DarioMartin

Legendary helpful member

Posts: 5377

6398 helpful points

Location: Vera

Joined: 16 Aug 2017

Posted: Tue Feb 19, 2019 10:21am

L181SKY wrote on Tue Feb 19, 2019 10:11am:

So ,Dario.  We can’t take residentia as we continue to work and pay taxes in U.K ,we are both over 60.   We have a place here.  I was under the impression that as we would NEED to be at our house here for more than 90 days in a year we could do 90 days as you say then 90 days wit...

...h a Visa as U.K. would be third country status like Canada is the Visa set up not correct.  Or as you are saying. ONLY  90 days in any full year.?

Without Residencia its 90 days in any 180 day period i.e if you stay here for three months then leave, you cannot legally re-enter for another six months.

Continuing to live and pay tax in UK should not preclude you from Residencia - Residencia is different to being a tax resident (i.e. paying all your tax in Spain) and is a requirement if you are here more than 90 days.....

ian948

Posted: Tue Feb 19, 2019 10:29am

ian948

Helpful member

Posts: 71

58 helpful points

Location: Turre

Joined: 23 Oct 2018

Posted: Tue Feb 19, 2019 10:29am

L181SKY - the 90 days you refer to is an amount of time permitted under Schengen rules and it is 90 days in a 180 day period. There is a "Schengen" calculator which can be helpful.  I have found the one here to be good : http://www.schengen-calculator.com

As it is a rolling scheme I have found the calculator to be a help to make sure my wife can get into Europe before booking flights !

Assuming you are British , and non resident in Spain if no agreement is forthcoming then Schengen rules would apply after 29th March - BUT , it is anyones guess at what will be agreed or how things will pan out !

Good luck.

Note Schengen applies to all countries in the "Schengen Zone "

ian948

Posted: Tue Feb 19, 2019 10:36am

ian948

Helpful member

Posts: 71

58 helpful points

Location: Turre

Joined: 23 Oct 2018

Posted: Tue Feb 19, 2019 10:36am

Hi Dario,

Thank for your previous help - actually helped me no end as attorney I had,  had some different ideas....

Regarding L181SKY - interesting - it sounds as if you can have residencia here but also elsewhere ( another / home tax base etc ) the tax caveat being the 183 days cumulative in a year. The thought then crosses my mind that folks with property could get residencia and then just come in and out as they wish ( to Spain ) and the 90 days limits would only apply to countries in Schengen but outside Spain.

I know residency is required if you stay more than 3 months - but now wonder if there are limits you might know of for being absent from here whilst holding residency ?

Cheers

:-)

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