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Non Lucrative Visa - Medical Insurance

Posted: Wed Jan 25, 2023 10:26am
6 replies269 views4 members subscribed
JeffW

Posts: 10

2 helpful points

Location: Roquetas de Mar

Joined: 28 Oct 2018

Hello all, 

Applying for the NLV, does the private medical insurance need to be be provided by a Spanish company or can I use a UK based one?

Also can anyone recommend a Company that they have used for such a purpose?

TIA

Jeff (RDM)

shane19759

Posted: Wed Jan 25, 2023 11:01am

shane19759

Helpful member

Posts: 136

85 helpful points

Location: Arboleas

Joined: 29 Apr 2022

Posted: Wed Jan 25, 2023 11:01am

JeffW wrote on Wed Jan 25, 2023 10:26am:

Hello all, 

Applying for the NLV, does the private medical insurance need to be be provided by a Spanish company or can I use a UK based one?

Also can anyone recommend a Company that they have used for such a purpose?

TIA

Jeff (RDM)

I think it has to be a Spanish one. But not certain. I used asssa insurance, they had the best package.

JeffW

Posted: Wed Jan 25, 2023 2:49pm

JeffW

Original Poster

Posts: 10

2 helpful points

Location: Roquetas de Mar

Joined: 28 Oct 2018

Posted: Wed Jan 25, 2023 2:49pm

shane19759 wrote on Wed Jan 25, 2023 11:01am:

I think it has to be a Spanish one. But not certain. I used asssa insurance, they had the best package.

Thanks Shane I will take a look at their website.

Can I ask, did you do your NLV yourself or did you use a Lawyer?

shane19759

Posted: Wed Jan 25, 2023 6:18pm

shane19759

Helpful member

Posts: 136

85 helpful points

Location: Arboleas

Joined: 29 Apr 2022

Posted: Wed Jan 25, 2023 6:18pm

JeffW wrote on Wed Jan 25, 2023 2:49pm:

Thanks Shane I will take a look at their website.

Can I ask, did you do your NLV yourself or did you use a Lawyer?

I am an EU citizen, but still had to get the insurance for myself and my British wife, I used Monica calvette at BeGlobal Attorneys ([email protected]) for my wife's visa. Great helpful English speaking solicitors.

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JanetT

Posted: Mon Jan 30, 2023 9:46am

Posts: 22

4 helpful points

Location: Roquetas de Mar

Joined: 20 Oct 2022

Posted: Mon Jan 30, 2023 9:46am

JeffW wrote on Wed Jan 25, 2023 10:26am:

Hello all, 

Applying for the NLV, does the private medical insurance need to be be provided by a Spanish company or can I use a UK based one?

Also can anyone recommend a Company that they have used for such a purpose?

TIA

Jeff (RDM)

Good Morning Jeff,

I am looking at applying for the NLV also and moving to the Roquetas de Mar area, in a years time or so. I do believe the private insurance needs to be a Spanish one, but if you are a pensioner the form S1 suffices - you can use the Spanish healthcare system. I will be going down this route probably.

Regarding using a lawyer, I have been advised to do this by several people. I have been in touch with a few and the one I have found to be most responsive to my questions is a lady called Lauren Fellows at Legal services in Spain. Her email address is: [email protected].

She provided an initial information leaflet and has responded to several emails and provided a 30 minute telephone consultation (FOC) which enabled me to prep lots of questions and was very reassuring. Yes, they are more expensive than some other services, but contact with these companies has been minimal because they want me to provide upfront consultational costs and sign them up before answering any further questions beyond the initial information leaflet.

I've also been in touch with a tax advisor who has been similarly accommodating. If you need any more info on this, I can provide his contact details too.

Wishing you the very best of luck with it. Let me know how you get on! 

JeffW

Posted: Mon Jan 30, 2023 9:52pm

JeffW

Original Poster

Posts: 10

2 helpful points

Location: Roquetas de Mar

Joined: 28 Oct 2018

Posted: Mon Jan 30, 2023 9:52pm

JanetT wrote on Mon Jan 30, 2023 9:46am:

Good Morning Jeff,

I am looking at applying for the NLV also and moving to the Roquetas de Mar area, in a years time or so. I do believe the private insurance needs to be a Spanish one, but if you are a pensioner the form S1 suffices - you can use the Spanish healthcare system. I will be going down this route proba...

...bly.

Regarding using a lawyer, I have been advised to do this by several people. I have been in touch with a few and the one I have found to be most responsive to my questions is a lady called Lauren Fellows at Legal services in Spain. Her email address is: [email protected].

She provided an initial information leaflet and has responded to several emails and provided a 30 minute telephone consultation (FOC) which enabled me to prep lots of questions and was very reassuring. Yes, they are more expensive than some other services, but contact with these companies has been minimal because they want me to provide upfront consultational costs and sign them up before answering any further questions beyond the initial information leaflet.

I've also been in touch with a tax advisor who has been similarly accommodating. If you need any more info on this, I can provide his contact details too.

Wishing you the very best of luck with it. Let me know how you get on! 

Janet, do you mind if I private message you? 

Im interested in the lawyer to assist with my visa application and also the Tax advisor. I really dont want to pay taxes in Spain and the UK.

JanetT

Posted: Tue Jan 31, 2023 1:31am

Posts: 22

4 helpful points

Location: Roquetas de Mar

Joined: 20 Oct 2022

Posted: Tue Jan 31, 2023 1:31am

JeffW wrote on Mon Jan 30, 2023 9:52pm:

Janet, do you mind if I private message you? 

Im interested in the lawyer to assist with my visa application and also the Tax advisor. I really dont want to pay taxes in Spain and the UK.

Hi Jeff. Absolutely no problem to pm me. 

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