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car insurance

Posted: Sun Aug 19, 2018 10:57am
11 replies174 views4 members subscribed
kerryman

Posts: 10

Location: Partaloa

Joined: 18 Aug 2018

 what price to insure a car in palomares and what company does it

BobL

Posted: Sun Aug 19, 2018 12:50pm

BobL

Super helpful member

Posts: 2170

1225 helpful points

Location: Mojacar

Joined: 18 Aug 2016

Posted: Sun Aug 19, 2018 12:50pm

Hi,

Obviously it  depends on the vehicle. Age , make. Value, etc &  the driver.

We have been with Linea Directa for 15yrs & never.a claim. We asked Ged at Liberty Seguros, Mojacar and the quote was cheaper but astronomical excess and no immediate courtesy vehicle.

Still Ged is a lovely chap & we have our property insurance through him. May be worth an enquiry.

I now have no excess with LS.

Just get quotes. All on Google Search.

LD, Liberty Seguros, Ibex, Mapfre  etc.

LD ring you back if you ask on line.

Best of.luck.

Bob and Sandra

Mojacar Playa & Puerto Lumbreras

Rascalmate

Posted: Sun Aug 19, 2018 10:01pm

Rascalmate

Helpful member

Posts: 220

290 helpful points

Location: Garrucha

Joined: 28 Nov 2016

Posted: Sun Aug 19, 2018 10:01pm

kerryman wrote on Sun Aug 19, 2018 10:57am:

 what price to insure a car in palomares and what company does it

Car insurance is dearer in Spain, than Uk.

Check the small print. If you break down with most insurers more than 100 -  150  km away from Palomares, where you are, you will not get home. Most insurance company's set a 100km recovery limit for you and your car.

Then costs for recovery, car hire, accommodation can get very,  very expensive.

Two company's offer unlimited mileage cover Mapfre (Spanish speaking) or Linea Directa (English & Spanish speaking)

I chose Linea Directa - necessity if your on the side of the motorway and you are not fluent in Spanish.

I broke down under the cover of one of the other companies. It cost me a fortune because the cover from home was max 100 km ( I was 450km from home) Gruas tow, accommodation car hire to get home then finally collect  the car (900+ km)

Nobody realizes unless it happens to them.

Chose another company save a few euros, they are cut price for a reason !!!!!!!!

Just dont travel more than 100km from home, lol.

Hope this helps, regards Al

BobL

Posted: Sun Aug 19, 2018 10:13pm

BobL

Super helpful member

Posts: 2170

1225 helpful points

Location: Mojacar

Joined: 18 Aug 2016

Posted: Sun Aug 19, 2018 10:13pm

Hi again,

Al is absolutely correct which is why I'm with LD. They will also undercut any offer & if not offer a 80€ Amazon.voucher which you can use on es or .uk.

Other Companies will take.you to nearest repair centre & then you are on your own.

Bob and Sandra

kerryman

Posted: Mon Aug 20, 2018 10:57am

kerryman

Original Poster

Posts: 10

Location: Partaloa

Joined: 18 Aug 2018

Posted: Mon Aug 20, 2018 10:57am

What is the approx. cost I am 64 years of age have a full no claims bonus my wife is 60 years of age has a full no claims bonus 

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Rascalmate

Posted: Mon Aug 20, 2018 11:10am

Rascalmate

Helpful member

Posts: 220

290 helpful points

Location: Garrucha

Joined: 28 Nov 2016

Posted: Mon Aug 20, 2018 11:10am

Hi, depends on car. Go to their website input your details and you will get a quote. Obviously I would recommend you pay particular attention to recovery details with any insurer you go with.

I learned the hard way and my car breakdown 450km away from home cost me more than the the years insurance to get accommodation overnight, towing charges, car hire, almost impossible because it happened over Easter weekend and everywhere was shut. I did a 900 km round trip to collect my car total cost was nearly 700€. 

I learned my lesson about budget insurance cover...........

Regards Al

BobL

Posted: Mon Aug 20, 2018 1:05pm

BobL

Super helpful member

Posts: 2170

1225 helpful points

Location: Mojacar

Joined: 18 Aug 2016

Posted: Mon Aug 20, 2018 1:05pm

kerryman wrote on Mon Aug 20, 2018 10:57am:

What is the approx. cost I am 64 years of age have a full no claims bonus my wife is 60 years of age has a full no claims bonus 

HI AGAIN,

Paying approx 500€ for my 15yr.old Mitsubishi L 200 crewcab. But it is classed as Commercial. Fully comp.

If you e mail.LD they will fon you back.

Apparently diesel fuel Is going up.by 35% next year. New pollution tax. Just FYI.

BOB AND SANDRA

kerryman

Posted: Mon Aug 20, 2018 1:58pm

kerryman

Original Poster

Posts: 10

Location: Partaloa

Joined: 18 Aug 2018

Posted: Mon Aug 20, 2018 1:58pm

thanks It looks petrol would be the best option, at present have a ford festia 2003. 

deehh99

Posted: Tue Aug 21, 2018 3:32pm

Posts: 30

9 helpful points

Location: Mojacar

Joined: 13 Apr 2016

Posted: Tue Aug 21, 2018 3:32pm

kerryman wrote on Sun Aug 19, 2018 10:57am:

 what price to insure a car in palomares and what company does it

Try Abbeygate Insurance, English speaking, quite competitive, fully comp :  http://abbeysure.com/

Good luck. 

Rascalmate

Posted: Tue Aug 21, 2018 5:16pm

Rascalmate

Helpful member

Posts: 220

290 helpful points

Location: Garrucha

Joined: 28 Nov 2016

Posted: Tue Aug 21, 2018 5:16pm

Yes, try Abbeygate just do not travel further than 150 km. I got stranded 450 km from home cost me 700€ for accommodation car hire home and back to collect my car and fuel costs...........

I was insured with Abbeygate !!!!!!! 

Now I am with Linea Directa problem solved. I can drive around Spain without worry.

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