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Using a Spanish licence In U.K.

Posted: Thu Jun 25, 2020 8:50am
15 replies435 views5 members subscribed
L181SKY

L181SKY

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I’m thinking of taking residencia and the only fly is the driving licence.  We need to be in the U.K. 6 months a year till our property is sold and we have cars there so Does anyone know of an insurer who will insure a U.K. reg car for the year that’s being used in U.K. for 6 months a year on a Spanish driving licence? I’m assuming direct line won’t 🙄 and I’ve been with them for over 30 years.    The thought of sitting a Spanish driving test in Spanish after Dec horrifies me. Not that I’d fail of course lol. 

Fresh

Posted: Thu Jun 25, 2020 9:38am

Fresh

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Posted: Thu Jun 25, 2020 9:38am

Have you tried using an insurance broker?  Since the advent of direct insurances, they have had to become specialists and are there to be used.

L181SKY

Posted: Thu Jun 25, 2020 10:24am

L181SKY

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Posted: Thu Jun 25, 2020 10:24am

Fresh wrote on Thu Jun 25, 2020 9:38am:

Have you tried using an insurance broker?  Since the advent of direct insurances, they have had to become specialists and are there to be used.

Thanks.  I will look into that.    

Jacksie

Posted: Thu Jun 25, 2020 9:55pm

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Posted: Thu Jun 25, 2020 9:55pm

L181SKY wrote on Thu Jun 25, 2020 8:50am:

I’m thinking of taking residencia and the only fly is the driving licence.  We need to be in the U.K. 6 months a year till our property is sold and we have cars there so Does anyone know of an insurer who will insure a U.K. reg car for the year that’s being used in U.K. for 6 months a ye...

...ar on a Spanish driving licence? I’m assuming direct line won’t 🙄 and I’ve been with them for over 30 years.    The thought of sitting a Spanish driving test in Spanish after Dec horrifies me. Not that I’d fail of course lol. 

We have our UK plated car insured by Liberty Seguros through Albox Insurance. It covers the car and also has breakdown cover in the UK and in Spain. It also entitles any driver over 25 to drive the car. Speak to Ben he is very helpful.

[email protected]

John99andrew

Posted: Fri Jun 26, 2020 10:39pm

John99andrew

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Posted: Fri Jun 26, 2020 10:39pm

Jacksie wrote on Thu Jun 25, 2020 9:55pm:

We have our UK plated car insured by Liberty Seguros through Albox Insurance. It covers the car and also has breakdown cover in the UK and in Spain. It also entitles any driver over 25 to drive the car. Speak to Ben he is very helpful.

[email protected]

Are you resident in UK or Spain, the understanding was if you are a resident in Spain  and had a UK plated car it has to matriculated on to Spanish plates after one month 

John99andrew

Posted: Fri Jun 26, 2020 10:48pm

John99andrew

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Posted: Fri Jun 26, 2020 10:48pm

John99andrew wrote on Fri Jun 26, 2020 10:39pm:

Are you resident in UK or Spain, the understanding was if you are a resident in Spain  and had a UK plated car it has to matriculated on to Spanish plates after one month 

Sorry for the confusion you did say that you were stil resident in the UK but I think you can only drive a car that is not registered in that country for a couple of months not sure

Jacksie

Posted: Fri Jun 26, 2020 11:14pm

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Posted: Fri Jun 26, 2020 11:14pm

John99andrew wrote on Fri Jun 26, 2020 10:48pm:

Sorry for the confusion you did say that you were stil resident in the UK but I think you can only drive a car that is not registered in that country for a couple of months not sure

Hi

We are not resident at the minute but our insurance covers our UK car for unlimited time in Spain and the UK. If you are not resident Inthink you are allowed 90 days at a time in Spain. We are seeking residency at the minute and will be matriculating our car before December. 

L181SKY

Posted: Fri Jun 26, 2020 11:26pm

L181SKY

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Posted: Fri Jun 26, 2020 11:26pm

Jacksie wrote on Fri Jun 26, 2020 11:14pm:

Hi

We are not resident at the minute but our insurance covers our UK car for unlimited time in Spain and the UK. If you are not resident Inthink you are allowed 90 days at a time in Spain. We are seeking residency at the minute and will be matriculating our car before December. 

Can I ask Who is your insurer.  That may help us.   I was asking, if I take residencia, but I want to say in U.K. 6 months a year till properties sold so pay  U.K. taxes , so not fiscally resident.   I’d be driving a U.K. car that I own ,  while in the U.K.  On a Spanish licence is the thing. 

Jacksie

Posted: Fri Jun 26, 2020 11:53pm

Posts: 64

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Posted: Fri Jun 26, 2020 11:53pm

L181SKY wrote on Fri Jun 26, 2020 11:26pm:

Can I ask Who is your insurer.  That may help us.   I was asking, if I take residencia, but I want to say in U.K. 6 months a year till properties sold so pay  U.K. taxes , so not fiscally resident.   I’d be driving a U.K. car that I own ,  while in the U.K.  On a S...

...panish licence is the thing. 

We use Albox Insurance and our insurance is with Liberty Seguros. We currently don’t have residencia or Spanish driving licences  but hope to do that when we can get back to Spain. We had always had our insurance through SAGA but Liberty Seguros was much cheaper. One thing you might want to consider if you take up residency before you sell your UK property is you will be liable to 20% tax in Spain on the profit of your UK property. The ideal situation is to sell in the UK and then take up residency.
I also think that once you get Residencia you have to stay in Spain for at least 183 days minimum which makes you a tax resident in Spain. 

Contact Ben at Albox Insurance he is very helpful 

Info [email protected]

mojacarman

Posted: Sat Jun 27, 2020 8:48pm

Posts: 5

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Location: Mojacar

Joined: 8 May 2019

Posted: Sat Jun 27, 2020 8:48pm

Why not exchange your UK licence for a Spanish one now, and apply for a UK test in order to obtain a new UK licence. Can't see anything in the regs. that says you can't. At least the theory will be in English!

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