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Travel and health insurance

Posted: Mon Nov 6, 2017 3:00pm
11 replies157 views4 members subscribed
Paulandjo

Posts: 86

23 helpful points

Location: Mojacar

Joined: 17 May 2017

Hi All

Just spent great 2 months  in Mojacar and returned to UK this weekend. We are returning to Mojacar mid December for 3 to 7 months and seeking insurance for the roadtrip from Bilbao to Mojacar (2/3 days) and ongoing health cover if we need it. 

We used our bank to cover as before but they cannot provide similar cover unless we can specify a return date. Given we may stay for between 3 nd 7 months they will not cover us. 

Would appreciate any suggestions/recommendations.

Regards

Paul and Jo 

Rob20B

Posted: Mon Nov 6, 2017 4:34pm

Rob20B

Helpful member

Posts: 604

462 helpful points

Location: Los Gallardos

Joined: 12 Aug 2016

Posted: Mon Nov 6, 2017 4:34pm

Although I haven't used them so don't know how good they (we are with Insure & Go as our trips are shorter) Navigator do longer trip insurance that would cover the time you are in Spain. The website is at https://www.navigatortravel.co.uk/

Tiny1305

Posted: Mon Nov 6, 2017 7:17pm

Posts: 5

5 helpful points

Location: Mojacar

Joined: 6 Nov 2017

Posted: Mon Nov 6, 2017 7:17pm

Paulandjo wrote on Mon Nov 6, 2017 3:00pm:

Hi All

Just spent great 2 months  in Mojacar and returned to UK this weekend. We are returning to Mojacar mid December for 3 to 7 months and seeking insurance for the roadtrip from Bilbao to Mojacar (2/3 days) and ongoing health cover if we need it. 

We used our bank to cover as before but they cannot provide similar cover unless we can specify a return date. Given we may stay for between 3 nd 7 months they will not cover us. 

Would appreciate any suggestions/recommendations.

Regards

Paul and Jo 

For 3 month stays, we use Asda money, underwritten by Liverpool Victoria Assurance.  Their European Policy costs £134pa and after extensive research, it was the best we could find.

Rob20B

Posted: Mon Nov 6, 2017 8:30pm

Rob20B

Helpful member

Posts: 604

462 helpful points

Location: Los Gallardos

Joined: 12 Aug 2016

Posted: Mon Nov 6, 2017 8:30pm

But they are specifically looking for a policy for 3 to 7 months.

Tiny1305

Posted: Tue Nov 7, 2017 7:27am

Posts: 5

5 helpful points

Location: Mojacar

Joined: 6 Nov 2017

Posted: Tue Nov 7, 2017 7:27am

The Asda policy covers up to 180 days of European driving per annum, which is not the full 7 months but it doesn't fall far short of the 3 to 7 months requirement.  If anyone knows of another longer stay policy, at a reasonable cost, please post.  Many thanks.

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Rob20B

Posted: Tue Nov 7, 2017 8:24pm

Rob20B

Helpful member

Posts: 604

462 helpful points

Location: Los Gallardos

Joined: 12 Aug 2016

Posted: Tue Nov 7, 2017 8:24pm

See my earlier post with a link.

Paulandjo

Posted: Fri Nov 10, 2017 9:25am

Paulandjo

Original Poster

Posts: 86

23 helpful points

Location: Mojacar

Joined: 17 May 2017

Posted: Fri Nov 10, 2017 9:25am

Thanks for all the suggestions and responses to my query re Insurance etc.

The search continues and I will post outcome in a few days. I am waiting for my broker to provide quotes as I find I also have to upgrade my car insurance for over 90 day period abroad. Also AA does not cover without additional quite hefty premium. The search goes on. 

Anyone have suggestions for car insurance and breakdown cover.

Thanks again for input.

Rgds

Paul and Jo

ksloan5

Posted: Fri Nov 10, 2017 1:57pm

ksloan5

Helpful member

Posts: 148

78 helpful points

Location: Albox

Joined: 9 Jul 2017

Posted: Fri Nov 10, 2017 1:57pm

If you intend to spend more time in Spain than in the UK, you might consider flipping your coverage and insure for the Continent and have the UK be your 'travel destination.'

There are multiple insurance companies that offer continental cover full-time, and would then give you 180 days in the UK. Breakdown is often included as standard....

We've been happy with Ibex but there are a number of others, I'm sure folks here on the forum could make suggestions.

cheers

Karen S

Paulandjo

Posted: Sat Nov 11, 2017 9:00am

Paulandjo

Original Poster

Posts: 86

23 helpful points

Location: Mojacar

Joined: 17 May 2017

Posted: Sat Nov 11, 2017 9:00am

Thanks again

Do you have a contact site or address for IBEX? 

My current insurers are quoting exorbitant insurance prices for 180 days, so your suggestion sounds a great idea.

Rgds

Paul and Jo

ksloan5

Posted: Sun Nov 12, 2017 12:08pm

ksloan5

Helpful member

Posts: 148

78 helpful points

Location: Albox

Joined: 9 Jul 2017

Posted: Sun Nov 12, 2017 12:08pm

Ibex is http://www.ibexinsure.com/car-insurance/car-insurance-benefits there's also Liberty Seguros http://www.libertyexpatriates.es/spain-car-insurance and Direct Line https://www.lineadirecta.com/LDAWeb/home.init.faces?EXPATS=true -- there are a number of other options, including Abbeygate (although our neighbour was unhappy with them for some reason).

The Almeria Focus magazine always has a current list of companies operating in the area. Here's the link to the current issue, the insurance companies are on page 91:

https://issuu.com/almeriafocus/docs/the_almeria_focus_-_november_2017

cheers

Karen S

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