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Health insurance

Posted: Thu Mar 18, 2021 8:44pm
11 replies474 views7 members subscribed
Swordfish

Posts: 5

Location: Mojacar

Joined: 12 May 2020

I am 67 years old and I would like to know if anyone could advise me on the best private health insurance at a reasonable price. Thank you Mary

John99andrew

Posted: Thu Mar 18, 2021 9:18pm

John99andrew

Helpful member

Posts: 429

264 helpful points

Location: Arboleas

Joined: 29 Nov 2017

Posted: Thu Mar 18, 2021 9:18pm

Aren't you in line for the uk pension ?

Gilbry

Posted: Fri Mar 19, 2021 9:27am

Posts: 5

5 helpful points

Location: Mojacar

Joined: 12 Feb 2021

Posted: Fri Mar 19, 2021 9:27am

John99andrew wrote on Thu Mar 18, 2021 9:18pm:

Aren't you in line for the uk pension ?

Thats a but personal and not answering the question John. I would also be interested in 'private health insurance' so will keep an eye on this post.

John99andrew

Posted: Fri Mar 19, 2021 10:44am

John99andrew

Helpful member

Posts: 429

264 helpful points

Location: Arboleas

Joined: 29 Nov 2017

Posted: Fri Mar 19, 2021 10:44am

Gilbry wrote on Fri Mar 19, 2021 9:27am:

Thats a but personal and not answering the question John. I would also be interested in 'private health insurance' so will keep an eye on this post.

The only reason I ask is if you are pension age you can get S1 which you can gett on the health system for free and you don't require to seak private health care, I was not prying into your private life

I was just trying to be helpfull

Gapyears

Posted: Sun Mar 21, 2021 6:01pm

Posts: 42

22 helpful points

Location: Vera Playa

Joined: 23 Jun 2018

Posted: Sun Mar 21, 2021 6:01pm

Hi Mary

ASSSA is a popular health insurance company, we are with them, they have an office in Vera (they speak English) or you can go through Maxine Morgan (in Burganvillas). There is also Bryan White in Mojacar, 

There are other companies like DKV, ASISA, Sanitas.

The thing to look for with the various health insurance companies is where their associated medical practises are located.

Bigstu

Posted: Sun Mar 21, 2021 6:11pm

Posts: 24

5 helpful points

Location: Palomares

Joined: 28 Apr 2020

Posted: Sun Mar 21, 2021 6:11pm

Gapyears wrote on Sun Mar 21, 2021 6:01pm:

Hi Mary

ASSSA is a popular health insurance company, we are with them, they have an office in Vera (they speak English) or you can go through Maxine Morgan (in Burganvillas). There is also Bryan White in Mojacar, 

There are other companies like DKV, ASISA, Sanitas.

The thing to look for with the various health insurance companies is where their associated medical practises are located.

Hi, sorry if this is a cheeky question, but how much would i expect to pay for me and the much better half. Stewert

Gapyears

Posted: Sun Mar 21, 2021 6:39pm

Posts: 42

22 helpful points

Location: Vera Playa

Joined: 23 Jun 2018

Posted: Sun Mar 21, 2021 6:39pm

Bigstu wrote on Sun Mar 21, 2021 6:11pm:

Hi, sorry if this is a cheeky question, but how much would i expect to pay for me and the much better half. Stewert

Before I answer your question, I just would like to mention that the private health insurance companies will exclude any pre-existing conditions or charge you a premium to cover the condition.

As to what you can expect to pay is a difficult one to answer. The price you pay is based on your age and the type of coverage you choose.

I shall PM you my answer to your question.

John99andrew

Posted: Sun Mar 21, 2021 7:01pm

John99andrew

Helpful member

Posts: 429

264 helpful points

Location: Arboleas

Joined: 29 Nov 2017

Posted: Sun Mar 21, 2021 7:01pm

Gapyears wrote on Sun Mar 21, 2021 6:39pm:

Before I answer your question, I just would like to mention that the private health insurance companies will exclude any pre-existing conditions or charge you a premium to cover the condition.

As to what you can expect to pay is a difficult one to answer. The price you pay is based on your age and the type of coverage you choose....

...

I shall PM you my answer to your question.

I don't know why you need private health insurance if your age is 67 I would have thought you would be entitled to be covered by the uk health system via the S1 

Bigstu

Posted: Sun Mar 21, 2021 7:36pm

Posts: 24

5 helpful points

Location: Palomares

Joined: 28 Apr 2020

Posted: Sun Mar 21, 2021 7:36pm

John99andrew wrote on Sun Mar 21, 2021 7:01pm:

I don't know why you need private health insurance if your age is 67 I would have thought you would be entitled to be covered by the uk health system via the S1 

I may look 67 and sometimes feel it on cold winter mornings, but I am looking to retire early, hence the need for private medical insurance, Stewert.

Gapyears

Posted: Sun Mar 21, 2021 7:38pm

Posts: 42

22 helpful points

Location: Vera Playa

Joined: 23 Jun 2018

Posted: Sun Mar 21, 2021 7:38pm

John99andrew wrote on Sun Mar 21, 2021 7:01pm:

I don't know why you need private health insurance if your age is 67 I would have thought you would be entitled to be covered by the uk health system via the S1 

I am not 67, I am under 60 years of age. 

That aside, anyone is free to choose to have both if they want.

The major benefit of private health insurance is that you can have your medical issues seen to a lot faster than through the state medical system exactly like it is in the UK.

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