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Private Medical Insurance

Posted: Tue Apr 9, 2019 4:09pm
4 replies214 views5 members subscribed
Colintmq

Posts: 1

Location: Mojacar

Joined: 27 Feb 2019

  Hi All, my first post!   My wife and I are looking to retire early from the UK in the next couple of years to the Mojacar area, I’ll be 55 and she will be 52, so well below normal retirement age, happy days!   We are hopeful that we can buy a property this summer and start planning for the following year or so. We’ve already done some research (accepting that Brexit may result in some changes for our situation) regarding required income from savings/private pension, cost of living etc. so reasonably clued up but have some concerns regarding Private Healthcare when applying for Residencia. We’ve seen posts advising that you sometimes require a year’s healthcare paid up (no monthly payments) which isn’t a concern, it’s more about the type of policy that is suitable.   We’ve checked online with a few companies, Sanitas for example are quoting 160€ each per month for a policy that is compliant with NIE/Residencia applications. This seems excessive to me, does anyone have some advice? Cheaper options that will be adequate for Residencia?   We are essentially looking to live in Spain indefinitely and will apply for the extensions to reside,  we are lead to believe it requires applications for a further 2x two year extensions. If this is correct, do you still need to provide two years worth of income/healthcare when applying for each extension?   Hopefully that all makes sense, look forward to receiving some good advice, Thanks. 

DarioMartin

Posted: Tue Apr 9, 2019 8:53pm

DarioMartin

Legendary helpful member

Posts: 5378

6400 helpful points

Location: Vera

Joined: 16 Aug 2017

Posted: Tue Apr 9, 2019 8:53pm

Extensions to reside? Not under current system.  Once Residencia granted you have Leave to remain in Spain longer than 90 days.  After 5 years of legal residency, you automatically become a permanent resident; there is, currently, no requirement to reapply for extension of Residencia.  From what I understand of the TIE under the general immigration regime (in operation post Brexit, if/when it occurs), it will operate in much the same fashion - once granted, you will not need to reapply and will become a permanent resident after 5 years.

As to health insurance - I’m on the Spanish health system because I pay Autónomo, so I’m afraid I can’t help you there ...

Una

Posted: Sat Sep 5, 2020 5:54pm

Una

Posts: 5

Joined: 16 Dec 2019

Posted: Sat Sep 5, 2020 5:54pm

I would like if you could advise me on pet insurance please. 

DarioMartin

Posted: Sat Sep 5, 2020 9:08pm

DarioMartin

Legendary helpful member

Posts: 5378

6400 helpful points

Location: Vera

Joined: 16 Aug 2017

Posted: Sat Sep 5, 2020 9:08pm

Una wrote on Sat Sep 5, 2020 5:54pm:

I would like if you could advise me on pet insurance please. 

I have absolutely no idea about Pet insurance - I would I suppose ask at the Vet, see if they can suggest someone reliable

Una

Posted: Sat Sep 5, 2020 9:34pm

Una

Posts: 5

Joined: 16 Dec 2019

Posted: Sat Sep 5, 2020 9:34pm

DarioMartin wrote on Sat Sep 5, 2020 9:08pm:

I have absolutely no idea about Pet insurance - I would I suppose ask at the Vet, see if they can suggest someone reliable

Thank you for your reply, I will ask the Vet .

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