Advice please - Brexit and the EU: living, holidaying and moving to Mojacar - Mojacar forum - Costa de Almería forum in the Almeria province of Spain
Pineapple Kitchens and Bathrooms

Join the Mojacar forum

Join the Mojacar forumMy name's Jan and this is my website all about Mojacar in Spain. Register now for free to talk about Brexit and the EU: living, holidaying and moving to Mojacar and much more!

Advice please

Posted: Wed Feb 5, 2020 2:04pm
33 replies1499 views13 members subscribed
Murphys Mam

Posts: 19

Location: Mojacar

2 helpful posts

Hello again everyone

I've not long been a member of this forum but I am finding the posts really useful, so thank you. :)

We (hubby and I) are looking to buy a holiday home in Mojacar this year.  We can only holiday in Mojacar for the next 18 months or so as we are both still working but after that we plan to take early retirement and spend 6 months in Spain and 6 months in England.  We can't move over permanently yet due to ageing relatives.  My questions is, is there something we can or should do before 31st December 2020 with regards to residency etc.? We don't want to miss the boat and find out later down the line i.e. next year that we should have done something this year in preparation if you know what I mean?  For example should we be applying for residency as soon as we buy our house to ensure that we can spend more than 6 months in Spain in the future or does it not matter?  Is there any benefit to applying for residency this year or not and is there anything else we should know or do in preparation before 31/12/20?

Appreciate your thoughts.

Thanks

Lisa

Alicia 11

Wed Feb 5, 2020 4:54pm

Posts: 93

Location: Mojacar

43 helpful posts

Posted: Wed Feb 5, 2020 4:54pm

residency in Spain means you are paying your taxes in Spain and you are living here.  Once you have residency you can spend more time out of Spain and come back but if you remain UK residents you will find you are restricted in the amount of time you can spend in Spain .i.e. 90 days in one year only.  there will be stricter rules now Brexit has taken place.   

Murphys Mam

Murphys Mam

Original Poster

Wed Feb 5, 2020 9:06pm

Posts: 19

Location: Mojacar

2 helpful posts

Posted: Wed Feb 5, 2020 9:06pm

Hi Alicia 

Thanks for your reply, sounds like the ship has already sailed :)

Tyoga66

Thu Feb 6, 2020 8:39am

Posts: 61

Location: Vera

15 helpful posts

Posted: Thu Feb 6, 2020 8:39am

Hi Lisa

We have been advised  you only pay tax in Spain if you spend more than 183 days in Spain.

I would apply for residency before 31st Dec 2020 to enable you to spend just under 6 months in Spain and the rest of time in UK.

Hope this helps  !

Tracey

Juan Carlos Lugo 91

Thu Feb 6, 2020 2:32pm

Posts: 10

Location: Mojacar

1 helpful posts

Posted: Thu Feb 6, 2020 2:32pm

Hello Lisa,

If you are looking to get residency I can personally help you.

If you take out a year's worth of medical insurance you can apply for residency and will make the process much easier.

I can also recommend an accessor to help you with the residency.

please let me know if your interested I work with Liberty Seguro and I am an insurance agent.

Kind regards,

Juan Carlos Lugo

San Juan Insurance

Murphys Mam

Murphys Mam

Original Poster

Thu Feb 6, 2020 9:41pm

Posts: 19

Location: Mojacar

2 helpful posts

Posted: Thu Feb 6, 2020 9:41pm

Hi Tracey & Juan

Many thanks to you both for your advice, will certainly consider both if we find what we are looking for this year.

Lisa

DarioMartin

DarioMartin

Super helpful member

Thu Feb 6, 2020 10:05pm

Posts: 1249

Location: Vera

1092 helpful posts

Posted: Thu Feb 6, 2020 10:05pm

Something to be aware of with Residencia is that yes, with Residencia, you can spend more than 90 days in any 180 day period in Spain.

However, until you have had Residencia for 5 years, you may not spend more than 6 months outside of Spain, and you may not spend an aggregate of more than 1 year in a 5 year period outside Spain.

what this means is that until you have spent 5 years resident in the country, trying to do 6 months here and 6 months in U.K. will cost you your Residencia.

Spain has been very accommodating up to now, but with Brexit and the introduction of ETIAS in 2021, you’ll find many more finding all of a sudden that their Residencias have lapsed and they cannot renter Spain ...

EDIT:  Chrisso50 has since pointed out that the “no more than 1 year aggregate in a 5 year period” only applies to those arriving after the end of the transition period.  If you arrive and obtain Residencia prior to 31/12/20, current Residencia rules apply and you may not spend more than 6 months in any year out of the country.

Thanks again to Chrisso50

Murphys Mam

Murphys Mam

Original Poster

Thu Feb 6, 2020 10:25pm

Posts: 19

Location: Mojacar

2 helpful posts

Posted: Thu Feb 6, 2020 10:25pm

Thanks this is very helpful.  Sounds like we would only be able to use a property for short holidays unless we decided to make the move permanent.

tony3121

Thu Feb 6, 2020 11:50pm

Posts: 50

Location: Roquetas de Mar

45 helpful posts

Posted: Thu Feb 6, 2020 11:50pm

Juan Carlos Lugo 91 wrote on Thu Feb 6, 2020 2:32pm:

Hello Lisa,

If you are looking to get residency I can personally help you.

If you take out a year's worth of medical insurance you can apply for residency and will make the process much easier.

I can also recommend an accessor to help you with the residency.

please let me know if your interested I work with Liberty Seguro and I am an insurance agent.

Kind regards,

Juan Carlos Lugo

San Juan Insurance

Be careful as you will find some are out just to get your money and will not be giving the advise that is suited to you.

Juan Carlos Lugo 91

Fri Feb 7, 2020 10:20am

Posts: 10

Location: Mojacar

1 helpful posts

Posted: Fri Feb 7, 2020 10:20am

Hello Murphys,

If you have any other direct questions please let me know and I can speak to the head department to find out.

I would be more than happy to resolve and respond to any other query regarding the residencia.

I really hope this forum has helped you get the answers you need.

Kind regards,

Juan Carlos Lugo

San Juan Insurance

Sign up for free or login to reply to this topic

Want to reply to this topic? Login or register for free to post your message:

Find more Brexit and the EU topics from a particular area:


Register for free!

Login to your account

Pineapple Kitchens and Bathrooms
Advertise your business here
Advertise your property