My name's Alex and this is my website all about Mojacar in Spain. Register now for free to talk about Driving, hiring, buying and owning a car in Mojacar and much more!
Car insurance and car tax in Spain - Advice please
Posted: Thu Dec 14, 2017 10:25am
Hi, can anyone tell me if car insurance in Spain is particularly costly compared with England. Same question for car tax please. Many thanks Anne
Posted: Thu Dec 14, 2017 11:15am
thank you that, it is very helpful.
Posted: Thu Dec 14, 2017 7:23pm
Legendary helpful member
Insurance here also includes breakdown cover - plus quite a lot else.
For example I get Breakdown cover, Windscreen Cover, Hire Car while mine is off the road, legal costs for any legal “difficulties” encountered, Europe wide cover (green card) etc etc etc
Posted: Thu Dec 14, 2017 10:48pm
many thanks
Posted: Fri Dec 15, 2017 11:54am
sprildiver wrote on Thu Dec 14, 2017 10:25am:
Hi, can anyone tell me if car insurance in Spain is particularly costly compared with England. Same question for car tax please. Many thanks Anne
As with all insurances, you only find out how good they are if you have to make a claim. My experience has only been with Liberty Seguros via an agent called Jennifer Cunningham. Have had to call out the breakdown for my car a couple of times due to a duff battery, they speak English and have had no problems. We use the same for our house and had to claim for a storm-damaged roof this year with excellent prompt service, all settled within 3 days. Generally, all similar in price to England taking into account the additional services. If insuring your house, make sure you get 'accidental' cover which covers you for earthquakes otherwise generally you are not covered. Car Tax is payable to the local town hall and is cheaper than the UK Hope this helps.
Advertisement - posts continue below
Linea Directa for 2004 4x4 400€ pa No excess. Never claimed.
Motorhome -Allianz 500€ pa.Excellent cover.
Both properties Liberty Seguros.
Whatever you do don't go with Allianz for House & Contents and FYI Spanish Cos don't usually do All Risks. For that you need a Company like Abbeygate that is underwritten by Lloyds of London.
Road tax.
4x4' 147€ pa registered in Murcia
Motorhome 57€ pa registered.in Almeria.
You can pay the Road Tax by DD from your Bank. If your late with this there is a fine.
After the Inundation of Dec. 2016 Allianz were appalling and took 6 weeks to get Assessor out. As it was rated a Natural Disaster The Consorcia was mobilised and we are still waiting.for remuneration.
Be prepared to shop round.
Bob and Sandra
Mojacar Playa and Puerto Lumbreras
Posted: Fri Dec 15, 2017 1:33pm
Hyperdunny wrote on Fri Dec 15, 2017 11:54am:
As with all insurances, you only find out how good they are if you have to make a claim. My experience has only been with Liberty Seguros via an agent called Jennifer Cunningham. Have had to call out the breakdown for my car a couple of times due to a duff battery, they speak English and have had...
Read more...
... no problems. We use the same for our house and had to claim for a storm-damaged roof this year with excellent prompt service, all settled within 3 days. Generally, all similar in price to England taking into account the additional services. If insuring your house, make sure you get 'accidental' cover which covers you for earthquakes otherwise generally you are not covered. Car Tax is payable to the local town hall and is cheaper than the UK Hope this helps.
Thank you for your reply. Very helpful.
Posted: Fri Dec 15, 2017 1:34pm
BobL wrote on Fri Dec 15, 2017 12:43pm:
Linea Directa for 2004 4x4 400€ pa No excess. Never claimed.
Motorhome -Allianz 500€ pa.Excellent cover.
Read more...
Both properties Liberty Seguros.
Whatever you do don't go with Allianz for House & Contents and FYI Spanish Cos don't usually do All Risks. For that you need a Company like Abbeygate that is underwritten by Lloyds of London.
Road tax.
4x4' 147€ pa registered in Murcia
Motorhome 57€ pa registered.in Almeria.
You can pay the Road Tax by DD from your Bank. If your late with this there is a fine.
After the Inundation of Dec. 2016 Allianz were appalling and took 6 weeks to get Assessor out. As it was rated a Natural Disaster The Consorcia was mobilised and we are still waiting.for remuneration.
Be prepared to shop round.
Bob and Sandra
Mojacar Playa and Puerto Lumbreras
Thanks once again Bob and Sandra for your help.
DarioMartin wrote on Thu Dec 14, 2017 7:23pm:
Insurance here also includes breakdown cover - plus quite a lot else.
For example I get Breakdown cover, Windscreen Cover, Hire Car while mine is off the road, legal costs for any legal “difficulties” encountered, Europe wide cover (green card) etc etc etc
Hi, would you mind letting me know who you insure with.
thanks
P.
Posted: Tue Oct 9, 2018 6:18pm
Legendary helpful member
Yep sure - I’m with Línea Directa for both our cars
Properties near Mojacar
Latest Driving, hiring, buying and owning a car topics
Our sponsors
Find more Driving, hiring, buying and owning a car topics from a particular area:
Or view all Driving, hiring, buying and owning a car topics in all of Costa de Almería.
Register for free!
Login to your account
Popular posts in Mojacar
