Posted: Tue Nov 22, 2022 11:06am
I am going off topic here slightly. I concerns me, that people that are new to Spain put all their trust and hard earned money in lawyers and banks and direct debits.
Do they realise that the Spanish tax office has access to all bank accounts in Spain, and at a whimp without warning can freeze your account or even worse remove money that they say you own them. even if you dont ( this is from experience )
DD in spain aren't the safe way to pay that they are in the UK. you are better off controlling your own money. e.g.you can pay Iberdrola (electricity) over the phone useing your bank card they speak english) as for Basura, IbI and water, you can go to the town hall collect the bill or they will even email it to you and you just go to the bank and pay it.
Yes its a little more hassle than a DD, but its safe, your in control. and not leaving it to some banking/tax systems that is corrupt.