Like many I transfer money from UK to my bank in Spain to cover bills - for this I use Currencies Direct who do not charge but give a exchange rate 2 or 3% below the official rate.
I also use a Caxton FX card and again they exchange at 2 or 3% below the official rate.
I have just been looking at Revolut who exchange at the official rate and only charge at 0.5% of the transfer. From their website the system looks a bit complicated with the standard account being free but the plus, premium and metal accounts having a monthly fee. It also looks as if you open a UK bank account with them in order to make the transfers.
Has anyone used Revolut and if so would the standard account be OK for making transfers to Sabadell and does the account have any stipulations such as minimum amounts you have to transfer in each month. I would not intend to close my existing UK bank account.
Sorry this is a boring topic but all I am allowed to do at the moment is pay my bills!