Looking to change bank - Banking and finances in Mojacar - Mojacar forum - Costa de Almería forum in the Almeria province of Spain
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Looking to change bank

Posted: Wed Aug 12, 2020 8:28am
17 replies590 views10 members subscribed
Liz1953

Liz1953

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Posts: 157

55 helpful points

Location: Mojacar

Joined: 15 Jun 2017

Looking to change banks with less charges than unijacar.  We have 2 cards in which  only one ever used and charged €28 this year for having cards. 

marion389

Posted: Wed Aug 12, 2020 10:39am

marion389

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Posts: 236

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Joined: 23 Nov 2015

Posted: Wed Aug 12, 2020 10:39am

Liz1953 wrote on Wed Aug 12, 2020 8:28am:

Looking to change banks with less charges than unijacar.  We have 2 cards in which  only one ever used and charged €28 this year for having cards. 

Good morning. Cajamar's online Wefferent account has no charges whatsoever, for the account or the debit card. You can open an account online or pop into a Cajamar with your documents and they will help you. I've had mine for around 3 years and wouldn't go anywhere else.

Jacksie

Posted: Wed Aug 12, 2020 9:24pm

Jacksie

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Joined: 27 Feb 2018

Posted: Wed Aug 12, 2020 9:24pm

marion389 wrote on Wed Aug 12, 2020 10:39am:

Good morning. Cajamar's online Wefferent account has no charges whatsoever, for the account or the debit card. You can open an account online or pop into a Cajamar with your documents and they will help you. I've had mine for around 3 years and wouldn't go anywhere else.

I agree Cajamar wefferent is a great account and easy to use online too

johnm

Posted: Thu Aug 13, 2020 6:59pm

Posts: 26

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Location: Mojacar

Joined: 24 May 2018

Posted: Thu Aug 13, 2020 6:59pm

Are you paying €28 for debit cards in addition to the annual account maintenance fee of €36?

The annual account maintenance fee of €36 should cover the cards

Liz1953

Posted: Thu Aug 13, 2020 7:26pm

Liz1953

Original Poster

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Posts: 157

55 helpful points

Location: Mojacar

Joined: 15 Jun 2017

Posted: Thu Aug 13, 2020 7:26pm

johnm wrote on Thu Aug 13, 2020 6:59pm:

Are you paying €28 for debit cards in addition to the annual account maintenance fee of €36?

The annual account maintenance fee of €36 should cover the cards

Yes just a recent charge they said was for card. Even tho they said if second card was not used which it has not we would not be charged  

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johnm

Posted: Thu Aug 13, 2020 8:57pm

Posts: 26

5 helpful points

Location: Mojacar

Joined: 24 May 2018

Posted: Thu Aug 13, 2020 8:57pm

Liz1953 wrote on Thu Aug 13, 2020 7:26pm:

Yes just a recent charge they said was for card. Even tho they said if second card was not used which it has not we would not be charged  

interesting. I will check and if they have introduced this I will change to Cajamar  Wefferent.

kieronallen

Posted: Sun Feb 21, 2021 8:05pm

Posts: 33

15 helpful points

Location: Mojacar

Joined: 29 Jun 2018

Posted: Sun Feb 21, 2021 8:05pm

Liz1953 wrote on Wed Aug 12, 2020 8:28am:

Looking to change banks with less charges than unijacar.  We have 2 cards in which  only one ever used and charged €28 this year for having cards. 

Sabadell Bank, Free banking with Expansion Account as long as a minimum ammount is credited to the account each month (about €700) All staff speak English including Telephone calls. You will not find a better Bank in Spain.


John99andrew

Posted: Sun Feb 21, 2021 10:10pm

John99andrew

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Posted: Sun Feb 21, 2021 10:10pm

kieronallen wrote on Sun Feb 21, 2021 8:05pm:

Sabadell Bank, Free banking with Expansion Account as long as a minimum ammount is credited to the account each month (about €700) All staff speak English including Telephone calls. You will not find a better Bank in Spain.


I think you will now find you will now have some insurance or dental package or something to get free banking with the expansion account I have been told I have to from last year.

Darrin69

Posted: Mon Aug 9, 2021 12:11am

Darrin69

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Posts: 287

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Joined: 23 Aug 2018

Posted: Mon Aug 9, 2021 12:11am

marion389 wrote on Wed Aug 12, 2020 10:39am:

Good morning. Cajamar's online Wefferent account has no charges whatsoever, for the account or the debit card. You can open an account online or pop into a Cajamar with your documents and they will help you. I've had mine for around 3 years and wouldn't go anywhere else.

Is that for residents only.?? The no charges WHATSOEVER I'm with unicaja in mojacar. And getting charged 10€ a mth at present...even more some mths...depending on the direct debits I have set up....its getting beyond a joke now....

And also they have changed the online banking app.and its very hard to understand now.so would like to change my bank now after 5years.(.I'm a none resident. )

Any advise much appreciated. Thanks.

Jacksie

Posted: Mon Aug 9, 2021 12:48am

Jacksie

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Posts: 127

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Location: Zúrgena

Joined: 27 Feb 2018

Posted: Mon Aug 9, 2021 12:48am

Darrin69 wrote on Mon Aug 9, 2021 12:11am:

Is that for residents only.?? The no charges WHATSOEVER I'm with unicaja in mojacar. And getting charged 10€ a mth at present...even more some mths...depending on the direct debits I have set up....its getting beyond a joke now....

And also they have changed the online banking app.and its very hard to understand now.so would like to change my bank now after 5years.(.I'm a none resident. )...

...

Any advise much appreciated. Thanks.

We are with Cajamar and have the online wefferent account and there are no charges. We are non resident too. There may be a small fee for any in branch transaction as it’s an online account. Easy to use app which can be linked to a Spanish or English mobile or both

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