AFO

Jane69 wrote on Wed Mar 1, 2023 1:47pm:

Hi we reserved a property in January this year. We have been informed by our solicitor that an AFO is not in place. Basically the property is listed as a warehouse not a villa.

The estate agent & the sellers solicitor have said they are sure it won’t be a problem & are 99.9% sure the AFO will be granted but will just take time, around 7 to 10 months....

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We are obviously reluctant to pay a deposit without it in place.

Any advice would be greatly appreciated thanks 

Jane.

shane19759 wrote on Wed Mar 1, 2023 1:53pm:

I would walk away, it's unlikely that AFO will be granted if property is listed as industrial building.

Estate agents will say anything for a sale 

Jane69 wrote on Wed Mar 1, 2023 3:43pm:

Hi Shane, the previous owners have lived in the property previously & recently used it as a holiday home. They have owned it for 18 years & have a mortgage on it. To my understanding they have never applied for the AFO! Do you think this makes a difference to it being granted?

I appreciate any help or advice. Thanks in advance ...

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Jane.

Jane69 wrote on Wed Mar 1, 2023 3:43pm:

Hi Shane, the previous owners have lived in the property previously & recently used it as a holiday home. They have owned it for 18 years & have a mortgage on it. To my understanding they have never applied for the AFO! Do you think this makes a difference to it being granted?

I appreciate any help or advice. Thanks in advance ...

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Jane.

shane19759 wrote on Wed Mar 1, 2023 5:57pm:

Hi Jane I nearly bought a similar property but after waiting over 2 years for an AFO which still hasn't been granted even though estate agents confirmed it would be easy and no problems. Our solicitor eventually got us our deposit back. If you buy it, without an AFO the problem is if you try to s...

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...ell it.

I would recommend that if you decide to go ahead you get a clause put in contract with a date to complete with an AFO, at least you can get your deposit back if it's not done.

Good luck Shane 

Jane69 wrote on Wed Mar 1, 2023 3:43pm:

Hi Shane, the previous owners have lived in the property previously & recently used it as a holiday home. They have owned it for 18 years & have a mortgage on it. To my understanding they have never applied for the AFO! Do you think this makes a difference to it being granted?

I appreciate any help or advice. Thanks in advance ...

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...

Jane.

sloop John B wrote on Thu Mar 2, 2023 7:47pm:

The only way to make sure of what you are buying, is to insist on sight of the nota simple. This document will give the details you require. Do not take notice of the escritura alone, my biggest mistake 20 yrs ago. 10 yrs of pain.