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Considering buying in Cortijo Grande

Posted: Fri May 7, 2021 6:33pm
8 replies546 views5 members subscribed
Janet C

Posts: 4

2 helpful points

Location: Cortijo Grande

Joined: 7 May 2021

My husband and I are seriously considering buying in Cortijo Grande. I've been googling to try and find out as much as possible.

I'd be grateful if someone would kindly answer a few queries...

*what is the Upkeep Fund? How does it work? and what are it's associated costs?

*I've read much about water outages...what is the current situation? Is it still possible to be without water? Is it potable?

*what is the mix of nationalities? I ask this because I'd love to be able to mix with both Spanish and English speakers.

*I've also read about subsidence issues...is this correct?

That's a lot to ask of you, I know! But any information would be gratefully appreciated...I guess there's nothing in this life without risk but well....I'm sure you understand...it's our savings we'll be investing! We want to be as "safe" as we can be when purchasing.

Thank you in advance,

Janet 

Matthew

Posted: Fri May 7, 2021 8:38pm

Matthew

Legendary helpful member

Posts: 2237

3339 helpful points

Location: Mojacar

Joined: 16 May 2018

Posted: Fri May 7, 2021 8:38pm

Hi Janet, Our apartment is not in Cortijo Grande. But, I'll try to answer some of your questions. Nearly every urbanisation in Costa Almeria has had its subsidence issues. You might be more prudent buying in a place where the subsidence issues have been resolved.

To pay for complex maintenance, utilities, local taxes you can expect to pay about €2000 per annum. If you rent out your property you will pay more.

If you have to take out a mortgage to buy property in Spain as a holiday home don't expect to gain anything if you eventually sell on.

Janet C

Posted: Fri May 7, 2021 9:34pm

Janet C

Original Poster

Posts: 4

2 helpful points

Location: Cortijo Grande

Joined: 7 May 2021

Posted: Fri May 7, 2021 9:34pm

Matthew wrote on Fri May 7, 2021 8:38pm:

Hi Janet, Our apartment is not in Cortijo Grande. But, I'll try to answer some of your questions. Nearly every urbanisation in Costa Almeria has had its subsidence issues. You might be more prudent buying in a place where the subsidence issues have been resolved.

To pay for complex maintenance, utilities, local taxes you can expect to pay about €2000 per annum. If you rent out your property you will pay more....

...

If you have to take out a mortgage to buy property in Spain as a holiday home don't expect to gain anything if you eventually sell on.

Thank you for replying Matthew, very kind.

Janet 

Ian55

Posted: Sun May 9, 2021 10:28pm

Posts: 54

13 helpful points

Location: Antas

Joined: 6 Feb 2020

Posted: Sun May 9, 2021 10:28pm

Janet C wrote on Fri May 7, 2021 9:34pm:

Thank you for replying Matthew, very kind.

Janet 

Hi Janet we live in Cotijo Grande it is lovely. The upkeep fund is what it says upkeep of the area and infrastructure and costs €140 a quarter. We moved here a couple of months ago beautiful views and quiet 2 local restaurants you will need a car as there is no shop the nearest is Turre with medical centre and town hall. There are some good places to eat there as well.


Ian

Janet C

Posted: Mon May 10, 2021 8:13am

Janet C

Original Poster

Posts: 4

2 helpful points

Location: Cortijo Grande

Joined: 7 May 2021

Posted: Mon May 10, 2021 8:13am

Ian55 wrote on Sun May 9, 2021 10:28pm:

Hi Janet we live in Cotijo Grande it is lovely. The upkeep fund is what it says upkeep of the area and infrastructure and costs €140 a quarter. We moved here a couple of months ago beautiful views and quiet 2 local restaurants you will need a car as there is no shop the nearest is Turre with me...

...dical centre and town hall. There are some good places to eat there as well.


Ian

Hi Ian,

Thank you so much for taking the time time reply, ít's very useful to know what we need to factor into our annual costs.

Continue enjoying the peace and quiet! 😀

Janet 

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Elizabeth Concannon

Posted: Mon May 10, 2021 10:59am

Posts: 10

6 helpful points

Location: Bédar

Joined: 25 Aug 2020

Posted: Mon May 10, 2021 10:59am

Janet C wrote on Fri May 7, 2021 6:33pm:

My husband and I are seriously considering buying in Cortijo Grande. I've been googling to try and find out as much as possible.

I'd be grateful if someone would kindly answer a few queries...

*what is the Upkeep Fund? How does it work? and what are it's associated costs?

*I've read much about water outages...what is the current situation? Is it still possible to be without water? Is it potable?

*what is the mix of nationalities? I ask this because I'd love to be able to mix with both Spanish and English speakers.

*I've also read about subsidence issues...is this correct?

That's a lot to ask of you, I know! But any information would be gratefully appreciated...I guess there's nothing in this life without risk but well....I'm sure you understand...it's our savings we'll be investing! We want to be as "safe" as we can be when purchasing.

Thank you in advance,

Janet 

Hello Janet, 

The upkeep fund is very important and pays for repairs to water pipes, road maintenance, and generally keeping the valley looking good. As the previous person commented it’s around 140 euros per quarter payable by direct debit. 

There are problems occasionally with the water supply as it’s rather antiquated, but outages are not as common as they once were due to the diligence of the repair team who have been systematically replacing worn sections. The water is not potable but fine for washing etc... most people will have a water filter fitted or buy in bottles of fresh water. 

I’m not really aware of any subsidence but as many houses are built on hillsides here it is possible I guess. Saying that, our own house and its approach is on a hillside and has stood sturdily for over 40 years with no issues. I understood that Turre Council did take measures to restrict HGV’s to the lower approach road into the village to minimise any hillside slippage on the upper approach road. There are also a few derelict buildings that for one reason or another have not maintained and are naturally decaying. 

The valley has many English speakers (not necessarily British) and a healthy quota of  Spanish residents. 

All in all, the valley is a lovely place to live. Good luck and hope to see you here one day.

Janet C

Posted: Mon May 10, 2021 3:17pm

Janet C

Original Poster

Posts: 4

2 helpful points

Location: Cortijo Grande

Joined: 7 May 2021

Posted: Mon May 10, 2021 3:17pm

Elizabeth Concannon wrote on Mon May 10, 2021 10:59am:

Hello Janet, 

The upkeep fund is very important and pays for repairs to water pipes, road maintenance, and generally keeping the valley looking good. As the previous person commented it’s around 140 euros per quarter payable by direct debit. 

There are problems occasionally with the water supply as it’s rather antiquated, but outages are not as common as they once were due to the diligence of the repair team who have been systematically replacing worn sections. The water is not potable but fine for washing etc... most people will have a water filter fitted or buy in bottles of fresh water. 

I’m not really aware of any subsidence but as many houses are built on hillsides here it is possible I guess. Saying that, our own house and its approach is on a hillside and has stood sturdily for over 40 years with no issues. I understood that Turre Council did take measures to restrict HGV’s to the lower approach road into the village to minimise any hillside slippage on the upper approach road. There are also a few derelict buildings that for one reason or another have not maintained and are naturally decaying. 

The valley has many English speakers (not necessarily British) and a healthy quota of  Spanish residents. 

All in all, the valley is a lovely place to live. Good luck and hope to see you here one day.

Dear Elizabeth,

Thank you so much for taking the time to reply.

It's certainly good to read your comments and very reassuring. 

Kind regards,

Janet 

jch

Posted: Thu Sep 8, 2022 2:15pm

jch

Posts: 27

24 helpful points

Location: Vera

Joined: 7 Dec 2019

Posted: Thu Sep 8, 2022 2:15pm

Janet C wrote on Mon May 10, 2021 3:17pm:

Dear Elizabeth,

Thank you so much for taking the time to reply.

It's certainly good to read your comments and very reassuring. 

Kind regards,

Janet 

Hi everyone, I have a couple of different questions about Cortijo Grande, and an update question, a year and a half on from the last entry in this thread. And by the way thanks to all who have answered questions above already, all very helpful.

How is internet provided? Is there fibre there?  Copper?  What can anyone recommend about internet providers?  The same goes for television signal, and provision.  Is the water not potable because it is contaminated, or because it is spring-fed and very minerally.  And speaking of that how minerally is it?

And then the update question....does it remain as quiet and peaceful as it has been?  does the community have 'rules' as to noise....I'm considering a move there and non-organic noise is a no-no for us. By non-organic noise I mean thump-whump music, loud tv/radio mostly.  Roosters and people noise going about their daily lives is organic, and not as bothersome.

Thanks in advance to all.....

Ian55

Posted: Thu Sep 8, 2022 2:28pm

Posts: 54

13 helpful points

Location: Antas

Joined: 6 Feb 2020

Posted: Thu Sep 8, 2022 2:28pm

jch wrote on Thu Sep 8, 2022 2:15pm:

Hi everyone, I have a couple of different questions about Cortijo Grande, and an update question, a year and a half on from the last entry in this thread. And by the way thanks to all who have answered questions above already, all very helpful.

How is internet provided? Is there fibre there?  Copper?  What can anyone recommend about internet providers?  The same goes for television signal, and provision.  Is the water not potable because it is contaminated, or because it is spring-fed and very minerally.  And sp...

...eaking of that how minerally is it?

And then the update question....does it remain as quiet and peaceful as it has been?  does the community have 'rules' as to noise....I'm considering a move there and non-organic noise is a no-no for us. By non-organic noise I mean thump-whump music, loud tv/radio mostly.  Roosters and people noise going about their daily lives is organic, and not as bothersome.

Thanks in advance to all.....

You get the roosters in the morning and sometimes a dog. The most noise we get is the odd water truck. Apart from that there is not much traffic at all. When we have clear skies the stars early in the morning are brilliant.

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