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Car finance

Posted: Thu Sep 24, 2020 2:14pm
2 replies119 views3 members subscribed
Royh

Posts: 45

6 helpful points

Location: Albox

Joined: 5 Oct 2019

I am trying to buy a car on finance .I have my uk government pension paid direct to my spainish bank. But I am still refused .any ideas how you get round this.

Jack

Posted: Thu Sep 24, 2020 2:57pm

Jack

Very helpful member

Posts: 528

561 helpful points

Joined: 8 Oct 2016

Posted: Thu Sep 24, 2020 2:57pm

If you don’t have sufficient income ( judged by the banks) then I can’t possibly see a way around it as you say. 

If it was a new car you were looking at maybe go for an older model.

Alicia 11

Posted: Thu Sep 24, 2020 4:18pm

Alicia 11

Super helpful member

Posts: 2098

1775 helpful points

Location: Mojacar

Joined: 30 Sep 2019

Posted: Thu Sep 24, 2020 4:18pm

is this finance by the bank or through a garage?  if you have no credit history in Spain they will probably as in the UK require you to have had a credit card and to have kept it in the black for a period of time before they consider you risk free.

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