Posted: Mon Sep 14, 2020 11:35am
me and my wife came here 4 years ago to live lock stock and barrel, we were both 55 at the time we took out private health care when we arrived, then my wife had health issues and we had to use the private health care, we took the standard cover and it was about 75 euros a month each , BUT we were not covered for this and not covered for that and it was basically a waste of time and money
we looked into the self employed scheme ( Atonamo) and the payments start in the first year at 80 euros then 125 euros in the next 6 months then 205 until the end of year 2 then in year 3 it peaks at 306 euros plus a monthly payment to your accountant of approx 37 euros
the monthly total is now 343 euros per month, BUT this allows you and your partner to work leagally in Spain , your accountant will do your Spanish tax return once a year whether you work or not, but you can work anywhere , even for a company and it is legal, yes it sounds a lot of money but what do you get in return
you and your partner get the full Spanish NHS card for any treatment you may require, and to bear in mind the Spanish NHS is a country mile than the UK one , all you need is an interprater you only pay approx 10 percent of
your prescriptions if you have any
when we got ours we started to work part time and this pays for the payments above so if done right it can work