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Travel insurance

Posted: Wed Jul 29, 2020 1:19pm
16 replies264 views6 members subscribed
Jason123

Posts: 19

Location: Albox

Joined: 10 Feb 2019

I'm travelling to Spain this week but can I get travel insurance from the UK can I buy travel insurance in Spain when I arrive can somebody give me the best options please

Carwyn99

Posted: Wed Jul 29, 2020 6:09pm

Posts: 22

15 helpful points

Location: Partaloa

Joined: 21 Jan 2019

Posted: Wed Jul 29, 2020 6:09pm

FCO website stated only essential travel so surely that answers your question.

Hopefully your travel is essential otherwise unsure why you are planning to still risk it.

Always a personnel choice but surely not being to get travel insurance is a big red flag saying Do Not Go on that trip to Albox.

DarioMartin

Posted: Wed Jul 29, 2020 8:42pm

DarioMartin

Legendary helpful member

Posts: 2059

2172 helpful points

Location: Vera

Joined: 16 Aug 2017

Posted: Wed Jul 29, 2020 8:42pm

I believe you’ll have to get travel insurance in UK - which will be invalid anyway as FCO are saying essential travel only. I don’t believe you can buy travel insurance in Spain, to cover your travels in Spain, but you could certainly buy health insurance, but it’s likely to be very expensive.

Normally if you pay for your ticket etc with a credit card, Visa / MasterCard automatically give you Travel Insurance ... but again, may be invalidated by FCO advice

Jacksie

Posted: Thu Jul 30, 2020 10:02pm

Jacksie

Helpful member

Posts: 87

59 helpful points

Location: Zúrgena

Joined: 27 Feb 2018

Posted: Thu Jul 30, 2020 10:02pm

Jason123 wrote on Wed Jul 29, 2020 1:19pm:

I'm travelling to Spain this week but can I get travel insurance from the UK can I buy travel insurance in Spain when I arrive can somebody give me the best options please

We have an annual travel insurance policy which we purchased through a Spanish insurance company. We are not residents here. This was the only policy we could get to cover us if we took any holidays while we were at our house here in Spain. No UK company would cover us. We used Liberty Seguros in Albox

Jacksie

Posted: Thu Jul 30, 2020 10:05pm

Jacksie

Helpful member

Posts: 87

59 helpful points

Location: Zúrgena

Joined: 27 Feb 2018

Posted: Thu Jul 30, 2020 10:05pm

DarioMartin wrote on Wed Jul 29, 2020 8:42pm:

I believe you’ll have to get travel insurance in UK - which will be invalid anyway as FCO are saying essential travel only. I don’t believe you can buy travel insurance in Spain, to cover your travels in Spain, but you could certainly buy health insurance, but it’s likely to be very expensi...

...ve.

Normally if you pay for your ticket etc with a credit card, Visa / MasterCard automatically give you Travel Insurance ... but again, may be invalidated by FCO advice

We are not spanish residents and we have travel insurance through a Spanish company which will cover us if we take any trips whilst here. 

DarioMartin

Posted: Thu Jul 30, 2020 10:18pm

DarioMartin

Legendary helpful member

Posts: 2059

2172 helpful points

Location: Vera

Joined: 16 Aug 2017

Posted: Thu Jul 30, 2020 10:18pm

Jacksie wrote on Thu Jul 30, 2020 10:05pm:

We are not spanish residents and we have travel insurance through a Spanish company which will cover us if we take any trips whilst here. 

Are you still covered if you don’t take trips anywhere? i.e. if you stay wherever you are holidaying? I can certainly see travel insurance purchased in Spain will cover you whilst traveling around Spain ....

Jacksie

Posted: Thu Jul 30, 2020 11:20pm

Jacksie

Helpful member

Posts: 87

59 helpful points

Location: Zúrgena

Joined: 27 Feb 2018

Posted: Thu Jul 30, 2020 11:20pm

DarioMartin wrote on Thu Jul 30, 2020 10:18pm:

Are you still covered if you don’t take trips anywhere? i.e. if you stay wherever you are holidaying? I can certainly see travel insurance purchased in Spain will cover you whilst traveling around Spain ....

We bought it through Liberty Seguros while still in the UK to cover us travelling between here and the UK and for any holidays we take whilst here or anywhere else in Europe. We basically wanted cover getting to and from our house here and any holidays we took. We don’t need to be covered whilst at home here. I did check with them about single trip holiday insurance coming for the UK to holiday here and they will give you cover but you have to take it out 28 days before your trip 

DarioMartin

Posted: Fri Jul 31, 2020 6:48am

DarioMartin

Legendary helpful member

Posts: 2059

2172 helpful points

Location: Vera

Joined: 16 Aug 2017

Posted: Fri Jul 31, 2020 6:48am

Jacksie wrote on Thu Jul 30, 2020 11:20pm:

We bought it through Liberty Seguros while still in the UK to cover us travelling between here and the UK and for any holidays we take whilst here or anywhere else in Europe. We basically wanted cover getting to and from our house here and any holidays we took. We don’t need to be covered whils...

...t at home here. I did check with them about single trip holiday insurance coming for the UK to holiday here and they will give you cover but you have to take it out 28 days before your trip 

Many thanks for that Jacksie, good to know 

Jason123

Posted: Fri Jul 31, 2020 8:44am

Jason123

Original Poster

Posts: 19

Location: Albox

Joined: 10 Feb 2019

Posted: Fri Jul 31, 2020 8:44am

Jacksie wrote on Thu Jul 30, 2020 10:02pm:

We have an annual travel insurance policy which we purchased through a Spanish insurance company. We are not residents here. This was the only policy we could get to cover us if we took any holidays while we were at our house here in Spain. No UK company would cover us. We used Liberty Seguros in...

... Albox

Would you have their phone number Thank

Jacksie

Posted: Fri Jul 31, 2020 9:48am

Jacksie

Helpful member

Posts: 87

59 helpful points

Location: Zúrgena

Joined: 27 Feb 2018

Posted: Fri Jul 31, 2020 9:48am

Jason123 wrote on Fri Jul 31, 2020 8:44am:

Would you have their phone number Thank

Their number is (0034) 950 121 943 and the email address is  [email protected] Both Ben and Glenn are very helpful. We now have our UK car insured through them too.

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