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rental problem
Posted: Mon Oct 16, 2017 7:45pm
can anyone advise me why a landlord should ask me to take out insurance on a furnished rented property. The Language is a problem as I do not speak Spanish Can any one help
Hi,
Might I suggest you ring the staff at CAT Services, El Alfoquia. Would be substantive, factual advice &'save you serious future problems.
Best Wishes,
Bob and Sandra
Mojacar Playa and Puerto Lumbreras
Posted: Tue Oct 17, 2017 7:24am
gordon46 wrote on Mon Oct 16, 2017 7:45pm:
can anyone advise me why a landlord should ask me to take out insurance on a furnished rented property. The Language is a problem as I do not speak Spanish Can any one help
As far as I am aware, it is standard practice. When I rented an unfurnished in Garrucha, I was asked to cover the building. Usually based on square meters, I think.
I don't think they have special "Landlord" insurance here like in UK.
:)
my property is furnished surely this makes a difference
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mrdavidlowe wrote on Tue Oct 17, 2017 7:24am:
As far as I am aware, it is standard practice. When I rented an unfurnished in Garrucha, I was asked to cover the building. Usually based on square meters, I think.
I don't think they have special "Landlord" insurance here like in UK.
Read more...
:)
how much is this roughly going to cost
gordon46 wrote on Tue Oct 17, 2017 10:44am:
my property is furnished surely this makes a difference
We own our apt of 91m and the Insurance plus 24K furnishings, etc was 150€.However we also pay fees to the Complex which cover the public spaces.
Is this a private rent or through a Company as frankly it all sounds a bit iffy. Rentals now are controlled by the ayuntamiento with strict rules; AC, heating .etc. Landlords are renting privately to avoid the regulations & additional expense..
Really suggest that IF you are concerned you take FORMAL advice. With respect would NEVER act on supposition alone.
Best Wishes,
Bob and Sandra
Posted: Tue Oct 17, 2017 11:13am
gordon46 wrote on Tue Oct 17, 2017 10:44am:
my property is furnished surely this makes a difference
No, I don't think so. You will need to provide for both building and contents. Your deposit will not cover total loss.
Try asking another letting agent if it standard practice. If you are renting directly I believe you are at the whim of the owner.
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